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WBC Climate Bonds

Disclaimer and Terms of Use

Due to legal restrictions, your use of the Funding and Securitisation website pages is subject to acceptance by you of the following terms:


The material on this web page and the web pages accessed through this web page (together, the “Website”) does not constitute an offer, invitation, inducement, solicitation or recommendation to subscribe for or purchase any security (including, without limitation, as any of those terms are defined or used in the US Securities Act of 1933, as amended, (the “US Securities Act”), the New Zealand Securities Act 1978, the UK Financial Services and Markets Act 2000 or the Australian Corporations Act 2001 (the "Corporations Act")). This Website shall not form the basis of any contract or commitment whatsoever. No sale of any securities described on this Website will occur in any jurisdiction in which such offer, invitation, inducement, solicitation, recommendation or sale would be unlawful.

The material on this Website is for distribution only to sophisticated investors, professional investors or other investors for whom disclosure is not required under Part 6D.2 of the Corporations Act, are not “retail clients” within the meaning of section 761G of the Corporations Act and, in all cases, in such circumstances as may be permitted by applicable law in any jurisdiction in which an investor may be located. Each person accessing this Website confirms that they are a person who is entitled to do so under all applicable laws, regulations and directives in all applicable jurisdictions.

Neither Westpac Banking Corporation (ABN 33 007 457 141) ("Westpac") nor any of its related bodies corporate (together, the "Westpac Group") warrants the fairness, accuracy, adequacy or completeness of any information contained in or referred to in the material on this Website. To the maximum extent permitted by law, neither The Westpac Group nor its directors, employees, agents or advisers accepts any liability whatsoever for any loss (including, without limitation, any liability arising from any fault or negligence on the part of the Westpac Group or its respective directors, employees, agents or advisers) arising from the use of this material or otherwise arising in connection with the material on this Website.

Westpac shall not be responsible for the content of any other site accessed via the Westpac site; that information is the responsibility of the site owner and Westpac has no control over it. Links to other sites are provided for convenience only and do not represent any endorsement by Westpac of the products offered by the site owner. Westpac is acting solely in the capacity of a carrier of the information by conveying it directly or indirectly from the provider to you. Responsibility for the information remains entirely with the providers of that information.

This Website is of a general nature only and does not contain investment recommendations or advice. The information is not to be relied upon as being accurate, complete or up to date. All information is subject to change without notice. Westpac recommends that, before making any investment decision or otherwise acting upon information contained or referred to in this Website, investors should seek independent professional advice that takes into account their financial situation, investment objectives, particular needs and/or other personal circumstances. The information contained in this Website is not to be used for any purpose other than providing factual historical data and it is not to be construed as an indication or prediction of future results.

The information on this Website provided by Westpac was current as at the dates stated. Each user of this Website is responsible for ascertaining the accuracy of information sourced from or attributable to persons other than Westpac.

In the United States

This Website is not directed to the United States or to U.S. persons (as defined in Regulation S under the US Securities Act) and any securities described on this Website have not been registered under the US Securities Act, and may not be offered, sold or delivered within the United States or to U.S. persons, absent registration or an available exemption from registration, under the US Securities Act. Due to legal restrictions, access to this Website is not available to residents of the United States.

In the United Kingdom

This Website is directed at persons who are qualifying high net worth companies, unincorporated associations, trustees and other persons who fall within the exemption created by article 49 of the UK Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the "FPO") and within article 19 of the FPO (a “United Kingdom Relevant Person”). The products and services detailed on this Website are available only to such persons. If you are a person of any other description, you should not act upon the material contained on this Website.

In New Zealand

This Website is not an advertisement for the purposes of the New Zealand Securities Act 1978.

In Canada

The Website is directed solely at those Canadian residents residing in the Province of Ontario who qualify as "accredited investors", as that term is defined in National Instrument 45-106 – Prospectus and Registration Exemptions, who are not entities created or used solely to purchase or hold securities as an “accredited investor”, and who qualify as “permitted clients”, as that term is defined in National Instrument 31-103 – Registration Requirements and Exemptions. Under no circumstances are any of the documents posted on this Website to be construed as an offering or advertisement of any securities by Westpac in Canada.

Important information: Westpac Securitisation Trust ("WST") and Crusade Program

Notes issued under the WST Program or the Crusade Programme ("Notes") do not represent deposits or other liabilities of Westpac or associates of Westpac.  The holding of Notes is subject to investment risk, including possible delays in repayment and loss of income and principal invested.

Neither Westpac nor any associate of Westpac in any way stands behind the capital value and/or performance of the Notes or the assets of any WST trust or Crusade trust except to the limited extent provided in the relevant transaction documents for that WST trust or Crusade trust.

None of Westpac, nor any issuer trustee, the servicer, the Trust Manager nor any other party guarantees the payment of interest or the repayment of principal due on any Notes.

None of the obligations of the trust manager of any WST trust or Crusade trust are guaranteed in any way by Westpac or any other associate of Westpac.