Singapore Airlines Westpac Platinum Card
Essentials
- Reward yourself with an experience that goes far beyond miles
- Two credit cards linked to one account, with only one monthly statement and one credit limit
- Maximise your KrisFlyer miles on purchases
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Singapore Airlines Westpac Platinum American Express ® Card earn
- 1.5 KrisFlyer miles per $1 spent on purchases with merchants located within or outside Australia1 -
Singapore Airlines Westpac Platinum Visa ® Card earn 1
- 1.5 KrisFlyer miles for every $1 spent on purchases with merchants located outside of Australia1
- 1 KrisFlyer miles for every $1 spent on purchases with merchants located within Australia1 - Receive 10,000 KrisFlyer miles after your first purchase using either of your Cards 2
- 0.99% p.a. on balance transfers for up to 6 months 3
- Interest rates (variable) 19.24% p.a. on purchases, 20.49% p.a. on cash advances
- $125 annual fee for the first year (usually $250)
- Earn double the usual KrisFlyer miles for every dollar you spend on singaporeair.com.au 1
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Complimentary insurances in accordance with the policy 4
- Overseas Travel Insurance cover for trips of up to 6 months
- Purchase Security Insurance cover
- Extended Warranty Insurance cover - Get extra security when you shop at participating online retailers by registering with Verified by Visa®, through Westpac Added Online Security service
- Paperless eStatements available.
- View more Singapore Airlines reward details at Singapore Airlines Westpac Platinum Card.
Things you should know
- 1. The earning of KrisFlyer miles through the use of Singapore Airlines Westpac credit cards and the transfer of miles to your KrisFlyer membership account are subject to the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 478kb). Miles are earned on eligible purchases only and are not earned on cash advances. Miles are not earned or transferred in certain circumstances – refer to your Cards’ Conditions of Use for more details. You must be a member of the KrisFlyer programme to earn and redeem miles in accordance with the Terms and Conditions of the KrisFlyer programme. For more information on the KrisFlyer programme, visit krisflyer.com Refer to singaporeair.com for terms and conditions that apply to redeeming your miles for selected award tickets and flights.
- 2. If you obtain a credit card as part of a Westpac package, or switch from an existing Westpac card, you are not eligible for the bonus points described. If you are eligible, usually within 45 days of your first eligible purchase transaction using your Singapore Airlines Westpac Cards, the 10,000 KrisFlyer promotional miles will be transferred by Westpac to Singapore Airlines for crediting to your KrisFlyer account. If Westpac does not hold your valid KrisFlyer membership number, these miles will be transferred to your KrisFlyer account usually within 45 days of you providing this number to Westpac. Transfer of miles is subject to the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 478kb)
- 3. This special rate is only available to customers who are applying for a new Singapore Airlines Westpac Platinum card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate (currently 19.24% p.a. and variable) and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 6 months the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
- 4. Insurance cover is issued by Zurich Australian Insurance Limited ABN 13 000 296 640 to Westpac Banking Corporation under separate Master Policies. Zurich is liable for separate risks insured under the terms of each of each policy. The benefits of the insurance from Zurich are extended to Westpac’s cardholders (as third party beneficiaries) as complimentary benefits. This cover is automatically available, however the cardholder is under no obligation to accept the benefits of the cover and cover is subject to the terms and conditions of the policy. For the benefit of the various insurance covers to extend to the cardholder, the cardholder must become eligible for the insurance as outlined in the relevant policy. For example, in the case of the Overseas Travel Insurance the tickets for both departing and returning travel (but not taxes or airport or travel agent charges) must have been purchased using your card prior to leaving Australia in accordance with the policy. This cover is available to you, your spouse and children for specified events. In the case of the Purchase Security and Extended Warranty Insurances the particular new item must have been purchased using the credit card. No Westpac Group company has any liability in connection with the insurance policies. Policy wording may be obtained by calling 1300 661 324 or downloading the Singapore Airlines Westpac Platinum Credit Card Insurance Policy PDF 343kb)
- Unless otherwise specified, the products and services described on this website are provided by Westpac Banking Corporation ABN 33 007 457 141 AFS Licence No. 223714, and are only available in Australia . Terms and conditions apply to those products and services.
- American Express® is a Registered Trademark of American Express Company. Visa and the Visa Brand Mark are registered trademarks of Visa Worldwide PTe Limited. © 2009 Westpac Banking Corporation ABN 33 007 457 141
Fees
| Fee* | Amount – see below |
|---|---|
| Annual fee | $125 for the first year (usually $250) |
| Westpac Foreign Transaction Fee |
The Westpac Foreign Transaction Fee may be payable. This fee is the sum of the Westpac Processing Fee and the Westpac On-Charged Scheme Fee. |
| Westpac Processing Fee | A fee of 2.0% of the value of any purchase or Cash Advance/withdrawal transaction made in a foreign currency, following conversion into Australian dollars by the applicable Credit Card scheme, is payable. This fee will be incorporated into the Australian currency equivalent of the transaction shown on your statement. |
| Westpac On-Charged Scheme Fee |
The Credit Card schemes also charge fees when processing Credit Card transactions made in foreign currencies. The fees are either charged during the process of converting the foreign currency amount into Australian dollars, or are charged separately to Westpac and passed on to you by us. The fees vary depending on the applicable Credit Card scheme:
|
| Cash advances/Withdrawal fee |
An administrative charge of 2% of the value of the transaction will apply to each cash advance made on your card account:
These charges will appear on your credit card statement directly below the relevant cash advance. |
| Missed payment charge | A charge of $9 may be payable each statement cycle that the whole of the minimum monthly payment is not paid by the statement due date. If charged, the Missed Payment Charge will be debited to your account. |
| Over-limit fee | A fee of $9 may be debited from your credit card account every time you exceed your credit limit during a statement cycle. It is debited from your account in that statement cycle, on or after the day(s) your credit limit is exceeded. This fee may also be charged whenever your account is over limit at the commencement of a statement cycle. |
| Duplicate statement fee | A fee of $7.50 may be debited from your credit card account if you, or an additional cardholder, order a copy of a statement that has already been issued for your account. This fee is debited from your account on or after the day you order the duplicate statement. |
| eStatements | NIL |
| Other fees and charges | Download the Consumer Credit Cards Conditions of Use (PDF 232kb). |
*Fees are subject to change
Things you should know
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Rates
| Interest rates | |
|---|---|
| Purchases | 19.24% p.a. (variable) |
| Cash advances | 20.49% p.a. (variable) |
| Balance transfers (requested at new card application) 1 | 0.99% p.a. for up to 6 months 1 |
View the Singapore Airlines card essentials.
Things you should know
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1. This special rate is only available to customers who are applying for a new Singapore Airlines Westpac Platinum card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate (currently 19.24% p.a. and variable) and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 6 months the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
