Things you should know

• Altitude Business Credit Cards Conditions of Use (PDF 206kb)

  Altitude Business Rewards Terms and Conditions (PDF 184kb)

  BusinessChoice Rewards Card Rewards Terms and Conditions (PDF 99kb)

  BusinessChoice Cards Terms and Conditions (PDF 270kb)

  
  Special promotion when you apply between 2 April 2013 and 1 July 2013: Bonus Altitude points after the first purchase: Receive 20,000 bonus Altitude reward points after you make your first purchase with your Altitude Business Gold credit card and 10,000 bonus Altitude reward points after you make your first purchase with your Altitude Business credit card. These will be added to your Altitude points balance within three business days after the first purchase transaction being debited to your account. This offer applies only to new Altitude Business Gold cards and Altitude Business credit cards. Product transfers, packaged cards and Westpac Group employees are ineligible.
  
  Special promotion when you apply online between 2 April 2013 and 1 July 2013: Apply online at westpac.com.au or through Online Banking between 2 April and 1 July 2013 to receive an annual fee waiver for the first year. The annual fee waiver is applicable for the first 12 months on your Altitude Business credit card account. The annual fee will be charged on the anniversary of your first Altitude Business credit card statement. Product transfers, packaged cards and Westpac Group employees are ineligible.

  Earning and redeeming Altitude rewards points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions. No points expiry while you remain an Altitude card holder. Effective for each statement cycle commencing on and from 17 June 2013, a points cap of 20,000 points will apply to Altitude Business Gold credit cards and a points cap of 12,500 points will apply to Altitude Business credit cards. Bonus points do not count towards the points cap. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The Altitude Business Rewards terms and conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited.

  When do special promotions not apply?
  Special promotions do not apply to customers who obtain any Westpac business credit card as part of a package, switch or upgrade from an existing Westpac card or to customers accessing Westpac employee benefits.