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Get up and running 

Download the Westpac App to explore exclusive Westpac-only discounts, cashbacks, and deals. 

Start using your Digital Card

There’s no need to wait for your physical card. Use the digital version in the Westpac App to spend online or download your Digital Card to your mobile wallet for in-store purchases.

Get access to sweet rewards

Your Westpac Debit Mastercard gives you exclusive discounts, cashbacks and attractive offers. Get a sweet deal from popular food, travel, home, fashion, tech and lifestyle brands.

Regularly check in so you don’t miss out

With an ever-expanding list of offers, here’s a taste of some of the big brands you’ll find on the Rewards & Offers Hub:


Let’s get you banking anywhere, anytime 

Got your Digital Card? Use the Westpac App to manage your Westpac Choice account on the go.

Make your first deposit

Start using your Westpac Choice account to manage your everyday banking. Discover a host of online options to transfer funds, make payments or set up repeat payments.

Keep track of spending

With the Westpac App Budget Tools, you control your money. View income vs expenses, track your monthly spending per category and spot saving opportunities.

What else can I manage online?


Access balances without signing in, manage notifications, nickname accounts, or update contact details.


Activate a card, lock a missing card, report a card lost or stolen or request a replacement in Cards Hub.


Access details, search for past transactions and download a transaction or balance report when needed.


Save with cashbacks, offers and rewards when shopping online or get tips and advice on improving safety.

Give your kids a head start with their own Debit Card

Children 8 years old and over can link a Debit Mastercard® to their Westpac Choice youth account, fast-tracking their money skills with kid-friendly features, keeping them safe and secure:

Weekly spend limit

So they don't spend all their money at once, changing the limit as they get more experienced.

Card lock and unlock

Keeps their money safe if they’ve lost, misplaced or had their Debit Card stolen.

Kid rated shopping

Children can shop confidently in-store or online without the fear of spending at adult-only sites or retailers.

Parental notifications

Messages for parents or guardians about their account activity so you can guide and support your child.

Learn more about Push Notifications

Get more with Westpac

Pay in foreign currencies without paying foreign transaction fees

Load your money and lock in the exchange rate before you travel overseas or shop online with a prepaid Mastercard® Worldwide Wallet.

Make your dreams a reality with the Westpac Life Savings Goals feature

Bucket savings into different goals within one account, putting your savings on autopilot by setting up recurring transfers to your individual savings goals.

Things you should know
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change. 

Who can apply for a Debit Mastercard?

Debit Mastercard®: Choice for youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address. 

Read the  Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our  Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 
Mastercard® is a registered trademark of Mastercard International Incorporated. 

The Westpac App is only available for use by Westpac Australia customers. 

Internet connection is needed to access Westpac Mobile Banking app. Normal mobile data charges apply.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Android, Google Play and the Google Play logo are trademarks of Google LLC.