Accessing your rewards
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From 30 September 2026, we're making changes to some Westpac Credit Card fees and rates, including updates to the Rewards Points program. Find out more
From 1 October 2026, we’re making changes to the Westpac Credit Cards Complimentary Insurance Policy. Find out more
Important notice
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Earning points
Our Westpac rewards credit cards offer three rewards programs – Altitude Rewards, Altitude Velocity and Altitude Qantas.
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Earning bonus points
Selected Westpac rewards cards give you the opportunity to earn bonus points. Even better, if you have a card that has a points cap any bonus points you may earn don’t count towards the cap, so there’s no limit to how many bonus points you can earn.
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[BVAR#wbc-public-domain]/personal-banking/credit-cards/manage/rewards/bonus-points/
Exclusions on earning points
Some payments made with your credit card do not qualify for bonus points, or earning points.
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[BVAR#wbc-public-domain]/personal-banking/credit-cards/manage/rewards/points-earning-exclusions/
Rewards cards point cap
With some Westpac credit cards there’s no limit to the number of points you can earn, whereas some have a cap on the number you can earn in a month.
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Lounge access
If you have a Westpac Altitude Black credit card, you can escape the crowds and relax in an airport lounge with two complimentary airport lounge passes each year.
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