If you open a new Westpac Choice everyday account and an eligible savings account between 9 June and 30 September 2026, here's how you could get $50:[#]
- Spend at least $50 on your debit card within 15 days of opening on eligible purchases
- You must not have held any Westpac transaction account or savings account in the last 2 years
- Accounts must be in your name only (no joint accounts).
Instant Digital Card - Use your digital card right away, before your physical Debit Mastercard® arrives. Add your debit card to your mobile wallet or use it in the Westpac App.
Budgeting tools - Master your money in the Westpac App with our tools including Savings Finder, Tax Organiser and Budget Planner.
Exclusive offers - Check out our customer-only discounts and offers, including bonus Cashback on over 4,000 brands with ShopBack.
Spend&Save with Westpac - You could earn up to 5.75% p.a. variable interest on your first $150000 of savings with a Life Savings and Choice bank account. 18-40 year olds only. T&Cs and exclusions apply.
| Standard fees (fees may change) | Amount |
| Account-Keeping Fee (monthly) | $0 Account-Keeping Fee (usually $5) is waived for full-time tertiary students and under 41s |
| Standard fees (fees may change) | Amount |
| Online Banking withdrawal (including Mobile Banking) | $0 |
| Telephone Banking withdrawal (self service) | $0 |
| Telephone Banking withdrawal (self assisted) | $0 |
| Branch staff assisted withdrawal | $0 |
| Direct Debit | $0 |
| Point of Sale (POS) transactions | $0 |
| ATM cash withdrawals in Australia (ATM providers may charge a fee - watch out for that!) | $0 |
| Overdrawn Fee (for more information: Overdraw Preference Feature) | $15 |
| Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement | 15.01% p.a. |
| Overseas Withdrawal Fee from a Global Alliance Partner ATM (for more information on Global Alliance Partners: Accessing your accounts overseas) | $0 |
| Overseas Withdrawal Fee from a non-Global Alliance Partner ATM | $5 |
| Transactions made in foreign currency, and the merchant or financial institution is located outside Australia | 3% of the AUD transaction amount |
| Transactions made in foreign currency, and the merchant or financial institution is located in Australia | 2.20% of the AUD transaction amount |
Please refer to the Terms and Conditions
This account doesn't earn interest. If you'd like to earn interest, you can open a savings account at the same time. Find out how
Layers of defence - Stay safe online and use our Digital Card with dynamic CVC that updates every 24 hours, Card Lock, Smart Verify and SafeBlock.
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You could earn $50 cashback with a new account.
If you open a new Westpac Choice everyday account and an eligible savings account between 9 June and 30 September 2026, here's how you could get $50:[#]
- Spend at least $50 on your debit card within 15 days of opening on eligible purchases
- You must not have held any Westpac transaction account or savings account in the last 2 years
- Accounts must be in your name only (no joint accounts).
- Award winning - Voted Canstar's Outstanding Value for Transaction Accounts 2024-2026 and WeMoney Winner 2025 for Best Quality - Transaction Accounts.
- $0 monthly and withdrawal fees - No Account-Keeping Fees for at least 12 months. Then, for deposits of $2,000 a month or eligible customers (details in fees section). No cash withdrawal fees from Westpac and select partner ATMs
- Instant Digital Card - Use your digital card right away, before your physical Debit Mastercard® arrives. Add your debit card to your mobile wallet or use it in the Westpac App.