If you open a new Westpac Choice everyday account and an eligible savings account between 9 June and 30 September 2026, here's how you could get $50[#]:
- Spend at least $50 on your debit card within 15 days of opening on eligible purchases
- You must not have held any Westpac transaction account or savings account in the last 2 years
- Accounts must be in your name only (no joint accounts).
Instant Digital Card - Use your digital card right away, before your physical Debit Mastercard® arrives. Add your debit card to your mobile wallet or use it in the Westpac App.
Instant payments - Get PayID® payments instantly with just your mobile number. You can also tap and go using your mobile or your Debit Mastercard.
Exclusive offers - Make full use of our customer-only discounts and cashback offers, including special ShopBack deals.
| Standard fees (fees may change) | Amount |
| Account-Keeping Fee (monthly) | $0 |
| Other fees (fees may change) | Amount |
| Online Banking withdrawal (including Mobile Banking) | $0 |
| Telephone Banking withdrawal (self service) | $0 |
| Telephone Banking withdrawal (staff assisted) | $0 |
| Branch staff assisted withdrawal | $0 |
| Direct Debit | $0 |
| Point of Sale (POS) transactions | $0 |
| ATM cash withdrawals in Australia (ATM providers may charge a fee) | $0 |
| Overdrawn Fee (for more information: Overdraw Preference Feature) | $0 |
| Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement | 0% |
| Overseas Withdrawal Fee from a Global Alliance Partner ATM (for more information on Global Alliance Partners: Accessing your accounts overseas) | $0 |
| Overseas Withdrawal Fee from a non-Global Alliance Partner ATM | $5 |
| Transactions made in foreign currency, and the merchant or financial institution is located outside Australia | 3% of the AUD transaction amount |
| Transactions made in foreign currency, and the merchant or financial institution is located in Australia | 2.20% of the AUD transaction amount |
Layers of defence - Stay safe online and use our Digital Card with dynamic CVC that updates every 24 hours, Card Lock, Smart Verify and SafeBlock.
- product-service:transaction-accounts/55-plus-retired
World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.
PayID® is a registered trademark of NPP Australia Limited and any use of its marks by Westpac is under license.