Personal loan tools and calculators
Use our tools to estimate your personal loan costs
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Tools for personal loans
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Get my rate
Get your personalised rate and repayment estimate based on the credit score and loan details you give us. It only takes a few steps, and it won't affect your credit score.
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Get my rate
/content/westpac/au/personal-loans/get-my-personalised-rate
Help me choose
Use the selector to find a personal loan that's right for you.
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Help me choose
[BVAR#wbc-public-domain]/personal-loans/help-me-choose
Compare personal loans
Our personal loan comparison table helps you work out the lending option that best suits your needs.
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Compare now
[BVAR#wbc-public-domain]/personal-loans/compare
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Calculators for personal loans
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Car Loan Calculator
Estimate repayments on a Secured Personal Loan for a car less than 7 years old.
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Calculate now
[BVAR#wbc-public-domain]/personal-loans/car-loan-calculator
Repayment Calculator
Estimate repayments on our Unsecured and Secured Personal Loans.
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Calculate now
[BVAR#wbc-public-domain]/personal-loans/repayment-calculator
Borrowing Power Calculator
Estimate how much you could borrow and see what your repayments could be.
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Calculate now
[BVAR#wbc-public-domain]/personal-loans/borrowing-power-calculator

Retrieve your Unsecured Personal Loan application

Pick up where you left off and complete your Unsecured Personal Loan application.

Whether you have submitted online, at a branch, or over the phone, you can track your Unsecured Personal Loan application here.

Retrieve application

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Keep exploring
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Need something else?
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Need help?
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Manage your personal loan
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Other tools
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Unsecured Personal Loan
Use this loan for a large purchase or consolidating debt.
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Find out more
/content/westpac/au/personal-loans/unsecured-personal-loan
Petrol/Diesel/LPG Car Loan
Use this loan to buy a new or used car (less than 7 years old).
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Find out more
/content/westpac/au/personal-loans/car-loan
Electric Car Loan
A preferential rate on your Electric Car Loan
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Find out more
/content/westpac/au/personal-loans/electric-car-loan
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Things you should know

Personal Loan Contract Terms and Conditions

Online Banking Terms and Conditions

Flexi Loans General Conditions

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. Please consider your individual circumstances before applying for a Westpac Personal Loan. Credit criteria, fees, charges, terms and conditions apply. Information is correct as of 5 May 2026.

Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

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