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Our Flexi First Option Home Loan with lower interest rate and some great flexible features

Limited time special offer:
3.98% p.a.2 (3.99% p.a. Comparison Rate1)

  • Includes a 0.75% p.a. discount applied for the first 2 years
  • Offer only for new Owner Occupier loans with principal and interest repayments.

No establishment fee - saving you $600

  • No establishment or account keeping fees
  • Features you can add and pay for as needed

Calculate your repayments

Estimate your monthly home loan repayments based on your loan amount.

Stamp Duty Calculator

Estimate how much Stamp Duty you might have to pay when buying a property.

Things you should know

Our Flexi First Option Home Loan Rate is our lowest advertised rates since 1956.

Variable rate subject to change (and margins may apply). Credit criteria, fees and charges, terms & conditions apply. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers.

  1. This comparison rate for the Flexi First Option Home Loan is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  2. Includes a 0.75% p.a. discount off our Flexi First Option Home Loan Variable Rate for two years from loan settlement date reverting to the then applicable variable Flexi First Option Home Loan interest rate for the remaining loan term. Interest rates are subject to change.
    Offer commences December 4th 2017. Offer is only available for a limited time and may be withdrawn at any time. This special offer is only available on new Flexi First Option Home Loans with principal and interest repayments. Discounts do not apply to internal switches. Offer cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Not available to company and trust account holders.