If you open a new Westpac Choice everyday account and an eligible savings account by 31st March 2027, here's how you could get $50:[#]
- Spend at least $50 on your debit card within 15 days of opening on eligible purchases
- You must not have held any Westpac transaction account or savings account in the last 2 years
- Accounts must be in your name only (no joint accounts).
Instant Digital Card - Use your digital card right away, before your physical Debit Mastercard® arrives. Add your debit card to your mobile wallet or use it in the Westpac App.
Budgeting tools - Master your money in the Westpac App with our tools including Savings Finder, Tax Organiser and Budget Planner.
Home loan savings - Link one or more Choice accounts to your eligible Westpac home loan to help reduce the interest you’ll pay.
| Standard fees (fees may change) | Amount |
| Account-Keeping Fee (monthly) | $5 |
- Are under the age of 41 or a full-time tertiary student
- Are new to Australia or expatriate customers (for the first 12 months after opening a new Westpac Choice account)
- Deposit at least $2,000 by the close of the last business day of the month[#]
- Link your Choice account to your Rocket Repay Home Loan or Rocket Investment Loan as an offset account (for as long as the account is linked).
| Standard fees (fees may change) | Amount |
| Online Banking withdrawal (including Mobile Banking) | $0 |
| Telephone Banking withdrawal (self service) | $0 |
| Telephone Banking withdrawal (staff assisted) | $0 |
| Branch staff assisted withdrawal | $0 |
| Direct Debit | $0 |
| Point of Sale (POS) transactions | $0 |
| ATM cash withdrawals in Australia (ATM providers may charge a fee – watch out for that!) | $0 |
| Overdrawn Fee (for more information: Overdraw Preference Feature) | $15 |
| Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement | 15.01% p.a. |
| Overseas Withdrawal Fee from a Global Alliance Partner ATM (for more information on Global Alliance Partners: Accessing your accounts overseas) | $0 |
| Overseas Withdrawal Fee from a non-Global Alliance Partner ATM | $5 |
| Transactions made in foreign currency, and the merchant or financial institution is located outside Australia | 3% of the AUD transaction amount |
| Transactions made in foreign currency, and the merchant or financial institution is located in Australia | 2.20% of the AUD transaction amount |
Other fees and charges may apply. Please refer to the Terms and Conditions
This account doesn’t earn interest. If you’d like to earn interest, you can open a savings account at the same time. Find out how
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Exclusive offers - Check out our customer-only discounts and offers, including bonus Cashback on over 4,000 brands with ShopBack.
Looking to cut your electricity bill? Eligible customers could save at least 10%. Compare and switch your electricity plan through One Click Switch. Offer ends 31 May 2028. Terms and Conditions and eligibility criteria apply[#].
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