Let’s get you started
What type of credit card would you like to apply for?
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From 30 September 2026, we're making changes to some Westpac Credit Card fees and rates, including updates to the Rewards Points program. Find out more
From 1 October 2026, we’re making changes to the Westpac Credit Cards Complimentary Insurance Policy. Find out more
Important notice
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Rewards credit cards
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Altitude Rewards cards
Earn Altitude Points and more choice on how to use your points.
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Apply for Altitude Rewards Platinum
Apply for Altitude Rewards Black
Qantas Rewards cards
Earn Qantas Points directly to your Qantas Frequent Flyer account.
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Apply for Altitude Qantas Platinum
Apply for Altitude Qantas Black
Velocity Rewards cards
Earn Velocity Points directly into your Velocity Frequent Flyer account.
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Apply for Altitude Velocity Platinum
Apply for Altitude Velocity Black
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Low Rate or Low Fee credit cards
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Low purchase rate cards
Reduce interest on purchases and pay a lower card fee.
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Apply for Low Rate Card
Apply for Westpac Lite Card
Low Fee card
Save on card fees with the lowest annual card fee.
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Apply for Low Fee Card
Things you should know