Let’s get you started
What type of credit card would you like to apply for?
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From 1 October 2026, we’re making changes to the Westpac Credit Cards Complimentary Insurance Policy. Find out more
Important notice
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Rewards credit cards
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Altitude Rewards cards
Earn Altitude Points and more choice on how to use your points.
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Apply for Altitude Rewards Platinum
/content/westpac/au/credit-cards/reward/altitude-platinum/summary
Apply for Altitude Rewards Black
/content/westpac/au/credit-cards/reward/altitude-black/summary
Qantas Rewards cards
Earn Qantas Points directly to your Qantas Frequent Flyer account.
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Apply for Altitude Qantas Platinum
/content/westpac/au/credit-cards/reward/altitude-qantas-platinum/summary
Apply for Altitude Qantas Black
/content/westpac/au/credit-cards/reward/altitude-qantas-black/summary
Velocity Rewards cards
Earn Velocity Points directly into your Velocity Frequent Flyer account.
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Apply for Altitude Velocity Platinum
/content/westpac/au/credit-cards/reward/altitude-velocity-platinum/summary
Apply for Altitude Velocity Black
/content/westpac/au/credit-cards/reward/altitude-velocity-black/summary
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Low Rate or Low Fee credit cards
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Low purchase rate cards
Reduce interest on purchases and pay a lower card fee.
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Apply for Low Rate Card
/content/westpac/au/credit-cards/low-rate-cards/low-rate
Apply for Westpac Lite Card
/content/westpac/au/credit-cards/low-rate-cards/westpac-lite-card/summary
Low Fee card
Save on card fees with the lowest annual card fee.
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Apply for Low Fee Card
/content/westpac/au/credit-cards/low-fee/summary
Things you should know