From 30 September 2026, we're making changes to some Westpac Credit Card fees and rates, including updates to the Rewards Points program. Find out more
From 1 October 2026, we’re making changes to the Westpac Credit Cards Complimentary Insurance Policy. Find out more
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Up to $450 cashback - $75 cashback for each month you spend $1k+ on eligible purchases[#] in the first 6 months from Low Rate card approval.[#]
Already with Westpac? Sign in to apply and we’ll waive your first year’s card fee.[#]
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0% p.a. for 20 months on balance transfers.
Requested at application of a Low Rate card. 3% balance transfer fee applies.
After 20 months the rate reverts to the standard variable cash advance rate.[#]
Already with Westpac? Sign in to apply and we’ll waive your first year’s card fee.[#]
- product-service:credit-cards/altitude-qantas-black
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Earn up to 150,000 bonus Qantas Points on the Altitude Qantas Black card.[#]
Already with Westpac? Sign in to apply for a $200 card fee for the first year (reverts to $295 p.a. thereafter).[#] A $75 annual Qantas Rewards Program fee still applies.
- product-service:credit-cards/altitude-rewards-black
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Earn up to 200,000 bonus Altitude Rewards Points on the Altitude Rewards Black card.[#]
Plus, a reduced first year card fee of $200 (reverts to $295 p.a. thereafter).[#]
Already with Westpac? Sign in to apply for a $149 annual card fee for the first year (reverts to $295 p.a. thereafter).[#]
- product-service:credit-cards/altitude-velocity-black
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Earn up to 150,000 bonus Velocity Points on the Altitude Velocity Black card.[#]
Already with Westpac? Sign in to apply for a $200 card fee for the first year (reverts to $295 p.a. thereafter).[#] A $75 annual Velocity Rewards Program fee still applies.
- product-service:credit-cards/altitude-qantas-platinum
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Earn up to 100,000 bonus Qantas Points on the Altitude Qantas Platinum card.[#]
Already with Westpac? Sign in to apply for a $99 annual card fee for the first year (reverts to $175 p.a. thereafter).[#] A $75 annual Qantas Rewards Program fee still applies.
- product-service:credit-cards/altitude-rewards-platinum
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Earn up to 100,000 bonus Altitude Points on the Altitude Rewards Platinum card.[#]
Plus, a reduced first year card fee of $99 (reverts to $175 p.a. thereafter).[#]
Already with Westpac? Sign in to apply and get a $49 first year card fee (reverts to $175 p.a. thereafter).[#]
- product-service:credit-cards/altitude-velocity-platinum
- filters:offer-type/bonus-reward-points-offers
Earn up to 100,000 bonus Velocity Points on the Altitude Velocity Platinum card.[#]
Already with Westpac? Sign in to apply for a $99 annual card fee for the first year (reverts to $175 p.a. thereafter).[#] A $75 annual Velocity Rewards Program fee still applies.