everyday banking
Offers made for you
Just starting out or been working for a while? Wherever you are in your career, we’ve got some great offers to help you with your day-to-day banking.
Tip: if you’re under 30, check out our Spend&Save offer on the ‘Under 30s’ tab.
Explore our everyday banking products
Savings Accounts
Choose from savings accounts designed to support your long and short term savings goals.
Everyday Bank Accounts
A simple to use bank account with debit card
An everyday bank account packed full of features including a linked debit card that’s designed to help you bank with ease.
Rewards & Offers
Discounts and offers for eligible debit and credit card holders
Get access to special discounts and offers on leading brands across a range of categories, including cinema tickets, clothing brands such as The Iconic, electrical stores such as JB Hi-Fi, and more.
Explore our everyday banking products
Savings Accounts
Choose from savings accounts designed to support your long and short term savings goals.
Everyday Bank Accounts
A simple to use bank account with debit card
Open a Westpac transaction account and the monthly $5 account-keeping fee will be waived for under 30s.
Rewards & Offers
Discounts and offers for eligible debit and credit card holders
Get access to special discounts and offers on leading brands across a range of categories, including cinema tickets, clothing brands such as The Iconic, electrical stores such as JB Hi-Fi, and more.
Aged 18-29?
You could earn up to 5.20% p.a. variable interest on your first $30,000 savings with a Life Savings and Choice bank account.
Things you should know
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.
- You must be aged 18-29 with a Westpac Life and a Westpac Choice account – both in the same name. Joint accounts are not eligible.
- If you have multiple Westpac Life or Choice accounts, only the earliest opened account is eligible.
- You must make 5 eligible purchases with the debit card linked to your Westpac Choice account and have these settled (not pending) within a calendar month. The following transactions are ineligible: ATM transactions, PayID, BPAY, EFTPOS cash-out only transactions, direct debits and paying off a credit card account.
- For bonus interest qualification, a month is the period from close of business on the last business day of the prior month to close of business on the last business day of the current month. Bonus interest is calculated on the daily balance of your eligible Westpac Life account up to $30,000, and paid to your eligible Westpac Life account by the 20th day of the following month.
- If your eligible Westpac Life account is closed before 21st day of the following month, the bonus interest will not be paid.
- Only one Spend&Save bonus interest offer per customer.
- Offer may be varied or withdrawn at any time in accordance with the Deposit accounts for Personal customers Terms and Conditions. (PDF 621KB)
Who can apply for a Debit Mastercard?
Read the Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.