Credit cards

Be rewarded for your everyday spend, enjoy a lower annual fee or a lower purchase rate. Our credit cards suit a range of lifestyle and financial needs.

Low Rate credit card

Special promotion: 0.00% p.a. for 14 months on balance transfers requested at new card application. Apply between 1 April 2014 - 22 June 2014.

More about the balance transfer promotion rates

Switches, upgrades, customers accessing employee benefits or packaged cards (unless the package conditions state otherwise) are ineligible for this offer. This offer is unavailable in conjunction with any other promotional online offer.

Rewards credit cards

Special purchase rate promotion on new Altitude and Earth credit cards when you apply between 1 April 2014 - 22 June 2014.

  • 0%p.a. purchase rate for 12 months from card approval.

More about the purchase rate promotion at Rewards

 

Special points promotion on new Altitude and Earth credit cards, earn double points on purchases for the first 3 months when you apply between 1 April 2014 - 22 June 2014.

More about the points promotion at Rewards


Special balance transfer promotion on new Singapore Airlines Westpac Platinum credit cards:

  • 0.99% p.a. for 6 months on balance transfers requested at new card application. Limited time offer.

More about the balance transfer promotion


Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer. This offer is unavailable in conjunction with any other promotional online offer.

Low Annual Fee credit cards

Special promotions:

  • $0 annual fee on 55 Day and 55 Day Platinum credit cards for the life of the card. Apply between 1 April 2014 - 22 June 2014.
  • 3.99% p.a. for 6 months on balance transfers at card application for 55 Day and 55 Day Platinum credit cards. Balance transfer fee of 1% of transferred balance(s) applies. Limited time offer.
    See rates for details.

Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer. This offer is unavailable in conjunction with any other promotional online offer.

More about the balance transfer special promotion on new 55 Day

More about the balance transfer special promotion on new 55 Day Platinum

Activate my credit card

Activating your card is easy. Just have your new card details on hand and it’ll be ready to go in minutes.

Credit limit increase

You can apply to increase your credit limit or decrease your credit limit at any time.

Help minimise and avoid fees

Find out about fees and how you can combat them with some handy hints.

Using your credit card overseas

There are plenty of advantages to using your credit card overseas. Here’s some things to consider.

 

Balance transfers

You could save money as well as simplify your finances when you consolidate your credit card balances.  

Find out more about balance transfers

 

Business cards

Find out about our cards designed for you if you intend to use your cards for business.

More about our business cards

Help me choose a business card

  •  

    Apply now

    Get a response in 60 seconds

    Apply online
  • Give us a call

    1300 651 089

    8am-8pm, 7 days a week

  • Need assistance?

  • Apply now

    Get a response in 60 seconds

    Apply online
Things you should know
  • Westpac is the credit provider and credit licensee under National Consumer Credit Laws.

    Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

    More on Credit Card Repayment Protection 
    Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS) are the issuers liable for separate risks under the terms of the policy. Westpac Banking Corporation ABN 33 007 457 141 (the Bank) is the distributor. No Westpac Group company (other than the Bank, WGIL and WLIS) has liability in connection with the policy. The Bank doesn’t guarantee payments under the policy. View the Product Disclosure Statement.

    World MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass™ is a trademark of MasterCard International Corporation.

    American Express® is a trademark of American Express. The Westpac Altitude Black
    American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.