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Choose from 11 different currencies and load up to 5 currencies at any one time, one of which must always be Australian dollars.
 

Available Westpac Global Currency Card currencies:·       

  • Australian Dollars (AUD)
  • US Dollars (USD)
  • Euros (EUR)
  • Great British Pounds (GBP)
  • New Zealand Dollars (NZD)
  • Canadian Dollars (CAD)
  • Japanese Yen (JPY)
  • Thai Baht (THB)
  • South African Rand (ZAR)
  • Singapore Dollars (SGD)
  • Hong Kong Dollars (HKD)

Exchange rates

See our currency converter to view the latest foreign exchange rates.
 

  • We will apply a foreign exchange rate in the circumstances listed in the following table. The table also tells you the currencies between which we apply the Applicable Exchange Rate in each of these circumstances.

 

Circumstances Applicable Exchange Rate
You make a Funds Credit at a Westpac branch and ask that it be placed in a Foreign Currency Wallet. Australian dollars ➝ the currency of the Foreign Currency Wallet
You Transfer Funds via Online Banking. Transfer Funds are always in Australian dollars and may only be loaded to the Australian Currency Wallet. None
You make a Funds Credit via BPAY. Funds Credits via BPAY are always in Australian dollars and may only be loaded to the Australian Currency Wallet. None
You use the Card to perform a transaction in a Supported Currency but:
–– you do not have a sufficient part of your Available Balance in a Wallet in that currency; and
–– you have sufficient funds in other Wallets (not in that currency).
The Supported Currency of each Wallet used to fund the transaction according to the Drawdown Sequence (to the extent of the amount used from that Wallet) ➝ the Supported Currency of the transaction
You use the Card to perform a transaction in a Supported Currency but have not
activated a Wallet in that Supported Currency or have none of your Available Balance in a Wallet in that Supported Currency.
Australian dollars ➝ the Supported Currency of the transaction
and/or
if an insufficient part of your Available Balance is in the Australian Currency Wallet:
the Supported Currency of each Wallet used to fund the transaction according to the Drawdown Sequence (to the extent of the amount used from that Wallet) ➝ the Supported Currency of the transaction
You use the Card to perform a transaction in a currency that is not a Supported Currency Australian dollars ➝ the currency of the transaction
and/or
if an insufficient part of your Available Balance is in the Australian Currency Wallet:
The Supported Currency of each Wallet used to fund the transaction according to the Drawdown Sequence (to the extent of the amount used from that Wallet) ➝ Australian Dollars ➝ the currency of the transaction
You transfer part of your Available Balance from one Wallet to another The Supported Currency of the Wallet from which that part of your Available Balance is being transferred ➝ the Supported Currency of the Wallet to which that part of your Available Balance is transferred
We need to calculate your Available Balance for any other purpose (for example, to calculate your Available Balance on expiry. See section 21 [Card Renewal and Expiry] of these Terms and Conditions) and any part of the Available Balance is held in a Foreign Currency Wallet The currency of the Foreign Currency Wallet ➝ Australian dollars.
We need to determine whether a limit specified in these Terms and Conditions has been used up and any transactions that need to be looked at in doing so were in any currency other than Australian dollars The currency of the transaction ➝ Australian dollars
We need to calculate the Australian dollar amount of a transaction for any purpose contemplated by these Terms and Conditions. (For example, to calculate the foreign exchange fee. See section 12 [Fees] of these Terms and Conditions.) The currency of the transaction ➝ Australian dollars
  • The Applicable Exchange Rate between any two currencies is the rate that we set from time to time. The rates are updated continuously throughout the day. You can check the rates on the Website.

Please note

  • We update Applicable Exchange Rates frequently. The Applicable Exchange Rate between two currencies may change daily, or even more than once during a day.
  • If an Applicable Exchange Rate is applied on the day when a part of your Available Balance is placed in a Foreign Currency Wallet, you need to know that the Applicable Exchange Rate when you move funds out of that Wallet (e.g. by undertaking a transaction or moving funds to a different Wallet) will not necessarily be the same as it was when you placed funds in that Wallet. It may be higher or lower.

Please refer to the Product Disclosure Statement (PDS) for the full terms and conditions. Other fees and charges may apply.

Fees

Card issue and replacement fees
 
Card issue fee - payable whenever you successfully apply for the product (i.e. the Product is issued to you) via Westpac Online Banking Nil
Card replacement fee – payable if you ask us to replace a lost, stolen or expiring Card. Nil 
Emergency cash transfer fees
(Please refer to section 7 [Emergency Cash Transfers] in the Product Disclosure Statement (PDS) for an explanation)
If amount sent is up to $500 (AUD) $15
If amount sent is over $500 up to $1000 (AUD) $20
If amount sent is over $1000 up to $2000 (AUD) $25
If amount sent is over $2000 up to $3000 (AUD) $30
Funds credits loading fees
Initial Funds Load fee payable when the card is issued through Westpac Online Banking
  • When load is made at a Westpac branch - 1% of AUD value loaded up to maximum $10
  • When load is made through Westpac Online Banking via BPAY or Transfer funds
  • 1% of AUD value loaded up to maximum $10
  • Nil
Card reload fee (per reload) 1% of AUD value loaded up to maximum $10
Online servicing fees
Online Servicing Fee - payable when you check your Available Balance or transaction history or change your PIN Nil
Telephone support fees
Automated telephone enquiry via interactive voice response (IVR) - payable for an automated telephone customer service call to Customer Assistance Nil
Telephone support fee - payable for a live operator telephone customer service call to Customer Assistance Nil
ATM fees
ATM transaction fees per currency
- payable whenever you use an ATM to transact in the following currencies (unless at a Westpac ATM or a Westpac Group Australia ATM and Global ATM Alliance Partner ATMs):
- Australia
- United States of America
- United Kingdom
- Europe
- New Zealand
- Canada
- Hong Kong
- Singapore
- Japan
- Thailand
- South Africa
AUD 2.00
USD 2.00
GBP 1.50
EUR 2.00
NZD 3.00
CAD 2.50
HKD 15.00
SGD 3.00
JPY 200
THB 75.00
ZAR 20.00
ATM balance enquiry fee
- payable whenever you make an enquiry in respect of your Available Balance in the following currencies using an ATM (unless at a Westpac ATM or a Westpac Group Australia ATM and Global ATM Alliance Partner ATMs)
- Australia
- United States of America
- United Kingdom
- Europe
- New Zealand
- Canada
- Hong Kong
- Singapore
- Japan
- Thailand
- South Africa
AUD 2.00
USD 2.00
GBP 1.50
EUR 2.00
NZD 3.00
CAD 2.50
HKD 15.00
SGD 3.00
JPY 200
THB 75.00
ZAR 20.00
Some banks may also apply a surcharge to withdrawals from their ATMs. This should be drawn to your attention before you proceed with your transaction. This surcharge amount will be added to your withdrawal amount.
Statement fees
Electronic statements on Website – payable whenever we provide an electronic statement to you Nil
Government duties, taxes and charges
Payable whenever a government duty, tax or charge is imposed relating to the Product, a Card or a transaction The amount of the duty, tax or charge
Other fees
Transaction dispute handling fee (The fee will not be charged or the fee will be reversed if the dispute is resolved in your favour)
Nil
Foreign exchange
Foreign exchange fee – payable whenever a Card is used for a transaction in a currency other than a Supported Currency 3% of the Australian dollar amount of the transaction

Other government duty, taxes, fees and charges may apply. Please refer to the Product Disclosure Statement (PDS).


Westpac Global Currency Card app

Things you should know

Westpac Global Currency Card PDS (PDF 185KB)

Westpac Global Currency Card Brochure (PDF 1MB)

Westpac Global Currency Card Privacy Policy (PDF 45KB)

Westpac Global Currency Card Tombstone (PDF 1MB)

Information is current as at 17 September 2016. You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. You must be 16 years or older and have an Australian residential address to be eligible for this product. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the distributor of the Product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited 087 822 455 AFSL 244116, an authorised deposit taking institution and a member of Visa International. Cuscal Limited is the issuer of the Product only, and does not take deposits from you. Westpac is not responsible for and does not guarantee the Product or Card, your ability to access any prepaid value or the use of this Product or Card. Amounts held on the Product do not represent a deposit with, or any other liability of Westpac or any company in the Westpac Group. Read the Westpac Online and Mobile Banking terms and conditions at westpac.com.au before making a decision and consider whether the product is appropriate for you. Internet connection is needed to access the Westpac Global Currency Card app and Westpac Online and Mobile banking. Normal mobile data charges apply.

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