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BT Super Invest lets you design a super account.

With shares, managed funds, ETFs and more; the choice is yours. Do as little or as much as you like and leave the rest to be managed by professionals.

 

Start with a little or a lot

Decide how much you want to invest and fine tune your portfolio as you go.

You set the pace

You can choose how involved you’d like to be in managing your investments and take on more or less as you see fit.

Decide where to invest

Invest your money, how and when you want, without the paperwork. You can refine your investments as you go and make the most of opportunities.

Move beyond the traditional investment options

You can access a range of investments including shares, ETFs, ready-made portfolios, managed funds and more. Compare social, environmental and governance practices before you invest so that you can align your super to your beliefs, creating a super account as individual as you.


A name you can trust

As Westpac’s wealth expert and one of Australia’s leading investment specialists, BT has been helping Australians manage, grow and protect their money since 1969. With over $138bn3 in funds under administration you can be confident that you’re dealing with experienced and knowledgeable experts, supported by the strength and stability of the Westpac Group.


Easy. Fast. Get started now.

Open an account in minutes

Simple, quick and paperless. With a Westpac Online Banking login eligible customers can open an account in just a few minutes. 

Let us do the legwork

It’s easy to rollover your super. Use our SuperCheck service to find and combine2 your super if you choose. All we need is your TFN and consent and we’ll do the rest.

Design your super

Set your own pace and learn as you go, knowing you can always fine-tune your options.

 

It’s time to design your super, your way.
Start with BT Super Invest.
 


Fees and additional information

Here’s a snapshot of our fees

Pay for your account

$500 pa. + 0.35% p.a. of your account balance

*For balances up to $500k. For balances over $500k, lower rates apply. Please refer to the BT Super Invest Product Disclosure Statement (PDS)

 

Pay for your investments

In addition, depending on your investment choices the following fees and costs will apply:

 

Term Deposits
Managed Funds
Shares ETF's Managed portfolios
$0
0.18%p.a. to 2.01%p.a (charged by the fund manager)

$12.50 per transaction or 0.11% of the transaction value

(whichever is greater) 

0.04%p.a. to 1.35%p.a

(charged by the manager)

0.34 %p.a. to 1.15 %p.a (charged by the issuer)

# Other fees, costs and charges may apply to your BT Super Invest account, such as cash account fee and transaction costs e.g. buy/sell spread. For further details, please refer to the PDS.

Other management, transactional and operational costs may apply to the managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s) for the fund or portfolio option.

FAQs

 

To be eligible to apply for BT Super Invest you must
  • Be over the age of 18
  • Have received the BT Super Invest Product Disclosure Statement in Australia
  • Have a Westpac banking product as a personal customer (for example, an everyday bank account, credit card or home loan) and access to Westpac Online Banking.
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Things you should know

PDF 1 (PDF 79KB)

PDF 2 (PDF 79KB)

PDF 3 (PDF 79KB)

 

1An internet connection is required to access the BT Panorama Mobile app (the app). Normal data charges apply. You must be an Australian resident to use this app. Requires iOS 9.0 or later. Compatible with iPhone. This app is optimized for iPhone 6.
 

2There is no charge for accepting any rollovers, however before requesting the rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund/s to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (eg insurance cover) noting that you may not receive the same type or level of benefits after the rollover.


SuperCheck involves a search for superannuation being undertaken by BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724 (BTFM), the trustee and issuer of interests in BT Super Invest, which is a part of Retirement Wrap ABN 39 827 542 991. A Product Disclosure Statement (PDS) for BT Super Invest can be obtained by calling 1300 881 716  or by visiting www.btsuperinvest.com.au/documents  or any Westpac branch. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose interests into BT Super Invest. BTFM is a member of BT Financial Group - A Division of the Westpac Group.


3
As at September 2017 (source: 2017 Westpac Group Annual Report)


This information has been prepared by BT Funds Management Limited ABN 63 002 916 458 (BTFM). The information provided is general in nature and does not take into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.


BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) administers Panorama Super. BTFM is the trustee and issuer of Panorama Super, which is part of Retirement Wrap ABN 39 827 542 991. BT Super Invest is part of Panorama Super. A Product Disclosure Statement or other disclosure document (PDS) for  BT Super Invest can be obtained by contacting BT on 1300 881 716  or by visiting www.btsuperinvest.com.au/documents . You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super Invest.


BTPS and BTFM are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Apart from any interest investors may have in Westpac term deposits or securities acquired through BT Super Invest, an investment in, or acquired using, BT Super Invest is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. Investments in BT Super Invest are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, BT Super Invest.