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Money conversion and FX rates

Whether you’re heading overseas or sending money overseas, this money conversion calculator can work out how much foreign currency you will have after you convert your AUD. You can also use it to work out the AUD you will have after converting from a foreign currency, or to view buy and sell exchange rates.

Things you should know

This information has been prepared by Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ("Westpac"). The exchange rates provided are applicable to foreign exchange products described on this website. The exchange rates are indicative only as at the time and date shown, are subject to market movements and therefore change continuously. They may also vary depending on the type of the transaction involved, and may be different for transactions over a certain amount. They should not be relied upon as an accurate representation of any final pricing. You should contact Westpac for up-to-date pricing prior to dealing.

Global Currency Card

Westpac Global Currency Card PDS (PDF 136KB)

Westpac Global Currency Card Brochure (PDF 235KB)

Westpac Global Currency Card Privacy Policy (PDF 45KB)

Westpac Global Currency Card Tombstone (PDF 1MB)

Information is current as at 1 May 2017. You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. You must be 16 years or older and have an Australian residential address to be eligible for this product. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the distributor of the Product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited 087 822 455 AFSL 244116, an authorised deposit taking institution and a member of Visa International. Cuscal Limited is the issuer of the Product only, and does not take deposits from you. Westpac is not responsible for and does not guarantee the Product or Card, your ability to access any prepaid value or the use of this Product or Card. Amounts held on the Product do not represent a deposit with, or any other liability of Westpac or any company in the Westpac Group. Read the Westpac Online and Mobile Banking terms and conditions at westpac.com.au before making a decision and consider whether the product is appropriate for you. Internet connection is needed to access the Westpac Global Currency Card app and Westpac Online and Mobile banking. Normal mobile data charges apply.

We support Apple iPhone iOS 6 and above and Android™ 2.3 and above. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.

BPAY is ® Registered to BPAY Pty Ltd ABN 69 079 137 518.

1. No ATM withdrawal fee at over 3,000 Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.

2. A 3% Westpac Foreign Exchange Fee applies to overseas transactions in a currency other than a Supported Currency.

 

Foreign Cash

1. Fees and charges apply. Consider the Travelex Online Ordering Terms and Conditions before making a decision. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 acts as a distributor for the Foreign Currency Notes Service, which is provided by Travelex Limited ABN 36 004 179 953 AFSL 222444. Westpac is not responsible for and does not guarantee this service. Amounts paid for foreign currency notes do not represent a deposit with, or any other liability of Westpac or any company in the Westpac Group.

Read the Travelex Privacy Policy and the Privacy Policy of Westpac.

 

International Payments

*The promotional period is from 9 July 2018 to 7 October 2018, and may be withdrawn or varied at any time. Payments are subject to our foreign exchange rates applicable at the time of the transaction. Other fees and charges may apply, such as fees charged by the recipient bank. Payments must be made from an existing Westpac personal transaction or savings account, and will usually arrive within 2 Banking Days, but may take longer. Daily transfer limit of AUD $3,000 applies, and promotion is limited to Indian Rupees only. Rupees refers only to Indian Rupees. Read the Online Banking Terms and Conditions and LitePay International Service Information Brochure at westpac.com.au before making a decision and consider whether the product is appropriate for you.

Overseas banks may impose fees and charges or convert the currency of the payment. Westpac might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.

If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will on-forward this instruction.

 

LitePay

*The promotional period is from 9 July 2018 to 7 October 2018, and may be withdrawn or varied at any time. Payments are subject to our foreign exchange rates applicable at the time of the transaction. Other fees and charges may apply, such as fees charged by the recipient bank. Payments must be made from an existing Westpac personal transaction or savings account, and will usually arrive within 2 Banking Days, but may take longer. Daily transfer limit of AUD $3,000 applies, and promotion is limited to Indian Rupees only. Rupees refers only to Indian Rupees. Read the Online Banking Terms and Conditions and LitePay International Service Information Brochure at westpac.com.au before making a decision and consider whether the product is appropriate for you.  

Payments are subject to our foreign exchange rates applicable at the time of the transaction. Other fees and charges may apply such as fees charged by the recipient bank. Payments must be made from a Westpac personal transaction or savings account, and will usually arrive within 2 Banking Days, but may take longer. Daily transfer limit of AUD 3,000 applies. Service in Europe is only available in European countries where the currency is the euro. Read the Online Banking Terms and Conditions and LitePay International Service Information brochure (PDF 229KB) before making a decision and consider whether the product is appropriate for you. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.