Business Debit Mastercard®1
Earn points faster by adding one additional cardholder (16 years or older) at no extra cost.2
Complimentary invoicing tool3- Biz Invoice lets you create, send and reconcile invoices on your mobile – and you can now accept credit card payments using BPAY®
Earn 90,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum Mastercard within 90 days from card approval.4
Link your account balances and transactions to your accounting software6, such as MYOB®, XEROTM or Quickbooks®.
Our current offersCredit criteria and conditions apply.
+ Complimentary invoicing tool3
$300 cashback to your account when you open a new Altitude Business Platinum Mastercard credit card and spend $3,000 on eligible purchases within 90 days from card approval7.
$0 annual card fee for the first year (usually $200)8.
4.99% p.a. for 12 months on balance transfers9 requested at card application.
For new cards approved by 27th November 2019. Exclusions apply.
There is no limit to the number of Altitude Points you can earn each statement cycle when using your Altitude Business Platinum Mastercard.
Like your own personal assistant, get access to emergency assistance 24/7 worldwide. To contact Westpac Concierge call 1300 859 100.
Non-Westpac Group branded ATMs (within Australia)10
Travel knowing that you, your family, your business and your possessions may be covered against injury, loss, theft or damage in accordance with the policy (conditions, limits and exclusions apply).
Frequent flyer options
Fly your own way with even greater choice of airlines with access to flight points from a range of world carriers, including Qantas.
1.Business Debit Mastercard® holders need to be at least 18 years of age, and other eligibility criteria apply.
2.The account holder (primary cardholder) is liable for all transactions on this card and their own card.
3.To be eligible for Biz Invoice you must you must be registered for Online Banking and hold a Westpac Business One Low Plan or Business One High Plan account. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement at www.westpac.com.au/business-banking/online-banking/ and https://www.westpac.com.au/business-banking/bank-accounts/, before deciding.
4.Bonus points promotion BusinessChoice Rewards Platinum Mastercard: The respective bonus points promotions are available when you apply and are approved for a new BusinessChoice Rewards Platinum Mastercard credit card between 29th August 2019 and 27th November 2019, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions.
Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. The bonus Qantas Business Rewards Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cardholders being added to an existing BusinessChoice Rewards Platinum card facility or BusinessChoice Rewards Platinum Mastercard card facility. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another BusinessChoice Rewards Platinum or BusinessChoice Rewards Platinum Mastercard credit card account within the last 12 months are ineligible for this offer. Qantas Business Rewards Points earned during a statement cycle are added to your Qantas Business Rewards Points balance on a monthly basis.
5.A deposit to an account with two cheques will count as three transactions, one for the deposit (depending on the channel used) and one for each cheque lodged because each item requires individual processing.
6.Read the Westpac Online Banking Terms and Conditions (PDF 283KB) before making a decision. Not all accounts are eligible to be included in a feed. These can include loan accounts and accounts requiring multiple authorisations for transactions. Bank Feed must be set up with Third Party Service Provider before it can be connected in Westpac Live. If your Third Party Service Provider does not appear in the drop down menu in Westpac Live, you may need to check that your provider is registered with Westpac. Should there be any changes in your user access or network access levels, you may need to disconnect your Bank Feed(s) as any access changes will not impact bank feeds. The products and services offered by these Third Party Service Providers may be subject to terms and conditions and fees and charges. Westpac does not guarantee or endorse the services or products offered by these Third Party Service Providers.
7.Cashback promotion Altitude Business Platinum Mastercard: The cash back offer is available when you apply and are approved for a new Altitude Business Platinum Mastercard between 29th August 2019 and 27th November 2019 and spend $3000 on eligible purchases within 90 days of card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. The $300 cashback will be paid as a statement credit to your respective Altitude Business Platinum Mastercard account within 90 days of meeting minimum spend criteria. Only one cashback will be paid per account. Existing Westpac customers who currently hold an Altitude Business Platinum or Altitude Business Platinum Mastercard, or who have held one in the last 12 months are not eligible for this offer. Interest free days on purchases do not apply to credit cards with balance transfers. You will be charged the applicable purchase rate on any spend that you make whilst you have an outstanding balance transfer.
8.Discounted annual card fee in first year promotion Altitude Business Gold Mastercard and Altitude Business Platinum Mastercard: The discounted first year annual card fee promotion is available when you apply and are approved for a new Altitude Business Gold Mastercard, Altitude Business Platinum Mastercard between 29th August 2019 and 27th November 2019. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.
9.Balance transfer promotion: The promotional balance transfer rate is available when you apply and are approved for a new Westpac Altitude Business Platinum Mastercard or Gold Mastercard credit card between 18 July 2016 and 27th November 2019 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for 12 months from card activation, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the 12 month promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the other card account(s). The variable purchase interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer.
10.To be eligible for Biz Invoice you must you must be registered for Online Banking and hold a Westpac Business One Low Plan or Business One High Plan account. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement at www.westpac.com.au/business-banking/online-banking/ and https://www.westpac.com.au/business-banking/bank-accounts/, before deciding.
11.Non-Westpac Group branded ATMs apply an ATM operator fee by the ATM Owner, which is disclosed at the time of the transaction on the ATM screen. This fee will be debited on the day (or next Business day) of the transaction and itemised separately on your statement.
12.Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy / Commercial Cards Insurance Policy which may be amended from time to time. Westpac does not guarantee this insurance.