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Our current offers

Credit criteria and conditions apply.


  • Earn 80,000 bonus Altitude Points when you spend $3,000 on eligible purchases on your new Altitude Business Platinum Mastercard within 90 days from card approval.

  • $0 annual card fee for the first year (usually $200)1.

  • 4.99% p.a. for 12 months on balance transfers2 requested at card application.

For new cards approved by 29th September 2020. Exclusions apply.

Altitude Business Platinum Visa rewards credit card
Uncapped points

There is no limit to the number of Altitude Points you can earn each statement cycle when using your Altitude Business Platinum Mastercard.

Platinum concierge

Like your own personal assistant, get access to emergency assistance 24/7 worldwide. To contact Westpac Concierge call 1300 859 100.

Complimentary insurance3

 Travel knowing that you, your family, your business and your possessions may be covered against injury, loss, theft or damage in accordance with the policy (conditions, limits and exclusions apply).

Frequent flyer options

Fly your own way with even greater choice of airlines with access to flight points from a range of world carriers, including Qantas.

1.Cashback promotion Altitude Business Platinum Mastercard: The cash back offer is available when you apply and are approved for a new Altitude Business Platinum Mastercard between 29th August 2019 and 27th November 2019 and spend $3000 on eligible purchases within 90 days of card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. The $300 cashback will be paid as a statement credit to your respective Altitude Business Platinum Mastercard account within 90 days of meeting minimum spend criteria. Only one cashback will be paid per account.  Existing Westpac customers who currently hold an Altitude Business Platinum or Altitude Business Platinum Mastercard, or who have held one in the last 12 months are not eligible for this offer. Interest free days on purchases do not apply to credit cards with balance transfers. You will be charged the applicable purchase rate on any spend that you make whilst you have an outstanding balance transfer.

2.Discounted annual card fee in first year promotion Altitude Business Gold Mastercard and Altitude Business Platinum Mastercard: The discounted first year annual card fee promotion is available when you apply and are approved for a new Altitude Business Gold Mastercard, Altitude Business Platinum Mastercard between 29th August 2019 and 27th November 2019. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.


3.Balance transfer promotion: The promotional balance transfer rate is available when you apply and are approved for a new Westpac Altitude Business Platinum Mastercard or Gold Mastercard credit card between 18 July 2016 and 27th November 2019 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for 12 months from card activation, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the 12 month promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the other card account(s). The variable purchase interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer.


4.Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy /  Commercial Cards Insurance Policy which may be amended from time to time. Westpac does not guarantee this insurance.