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Mobile Phone SMS Code FAQs

I want to make a payment but I don't have my mobile phone with me or my mobile is not receiving SMS.
What if I lose my mobile phone or it is stolen?
What happens if my mobile phone is not working?
What if I change my mobile phone number?
Will the Westpac Protect SMS Code service work on any mobile network?
Does Westpac Protect SMS Code work on pre-paid mobiles?
What will the mobile number I provide be used for?
It appears my mobile phone provider is charging me to receive a Westpac Protect SMS Code.