Your Daily Limit affects the amount you can transfer from your combined accounts per day. It applies to Pay Anyone, Overseas Payments, Bank Cheques and Periodic Payments. For unregistered Westpac Protect SMS Code users, it also includes payments to restricted BPAY Billers.
If you are registered for Westpac Protect SMS Code, BPAY payments will not affect your Daily Limit. However, if you are not registered for Westpac Protect SMS Code you will notice your remaining daily limit will decrease while making a payment to a Restricted BPAY Biller.
We recommend that you register for SMS Code by selecting the link on the daily limit page, to be able to instantly increase your daily limit. Alternatively you can call the Online banking helpdesk on 1300 655 505 to request an activation code which will be sent to you within 5 working days.
If you are registered for SMS Code you will need an SMS Code to increase your daily limit up to a maximum of $10000. If you are not registered for SMS Code you can request an activation code to be mailed to you within 5 working days to increase to a maximum of $1500. Alternatively you can register for Westpac Protect SMS Code to be able to instantly increase your daily limit online.