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Westpac and BT – we’re here to help

As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969.


Through BT, you can access a range of solutions across super, investments and insurance, to help you plan for today and tomorrow. 

One place to manage your super with BT

Invest the way you want

Access shares, ETF's, ready-made portfolios, managed funds and more. Receive market updates customised to your portfolio, with real-time pricing to keep you up-to-date.

Invest wherever you are

Check your super portfolio balance and performance anytime, anywhere. You can even buy and sell investments straight from your phone – so you’ll never miss your next investment move.

You set the pace

Take on more, or less by investing (a little or a lot) in professionally managed options when it suits you.

Invest without paperwork

Invest without needing to fill out paperwork each time you buy or sell. All of your investing activity is automatically recorded and safely stored in your account.

Do more with your super

We offer two different super options for you depending on how much control you would like over the management of your super. Both solutions are available on our award winning platform2, BT Panorama that helps you manage your investments in one convenient place.

BT Super Invest

Design a superannuation account as individual as you are, with shares, managed funds, ETFs and more – the choice is yours.

It’s easy to set up an account and get started.

Designed for

People who want a wider range of investments for their super.


Thinking of starting your own self-managed super fund?

Learn about BT’s end-to-end service to help you get started with confidence.

If you already have your own self-managed super fund

Learn how BT can help open up your investment options.

Things you should know

BT Super Invest Product Disclosure Statement
BT Super Invest Additional Information Booklet
BT Super Invest Investment Options Booklet
BT Super Invest Investment Fees and Costs Booklet
Panorama Financial Services Guide
BT Protection Plans Product Disclosure Statement and Policy Document
BT Panorama Investments investor Guide
BT Panorama Investments Additional Information and Terms Booklet
BT Cash Management Account and related Payments Services Terms and Conditions
BT Cash Management Account Fees and Charges Brochure and Interest Rate Schedule
BT Managed Portfolios PDS and Investment Options Booklet - Offer A
BT Panorama SMSF Establishment Service Guide Terms & Conditions
BT Panorama SMSF Administration Service Guide Terms and Conditions
BT Panorama SMSF Administration Service - Getting Started Guide
BT SMSF Available Managed Funds List – Full Menu
BT SMSF Available Managed Funds List – Compact Menu

  1. As at September 2017 (source: 2017 Westpac Group Annual Report).
  2. BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017 and 2018. The awards recognise excellence in the superannuation industry and an independent committee selects the winners. Awards are opinions only, are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in a BT Panorama Investments account. Awards and ratings are current at the time of publication but are subject to change.

The content of this page has been prepared by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) and is current as at 4 September 2018. This information is general in nature and does not take into account your personal needs, objectives or circumstances and therefore, before acting on it, you should consider whether it is appropriate for you.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates Panorama Investments and administers Panorama Super. BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the trustee and issuer of Panorama Super, which is part of Retirement Wrap ABN 39 827 542 991. BT Super Invest is part of Panorama Super. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA). Together, these products are referred to as the Panorama products.

A Product Disclosure Statement or other disclosure document (PDS) for the Panorama products can be obtained by contacting BT on 132 135 or by visiting You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products.

BTPS is the provider of the Panorama SMSF Establishment Service and the Panorama SMSF Administration Service. The Guide and Terms and Conditions for these services are available by contacting BTPS.

BTPS, BTFM and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities or the BT CMA acquired through the Panorama products or underlying bank accounts held at Westpac through their Panorama Super cash account, an investment in, or acquired using, the Panorama products is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, the Panorama products.

BT Protection Plans are issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS), except for Term Life as Superannuation and Income Protection as Superannuation which are issued by BT Funds Management Limited ABN 63 002 916 458 (BTFM) as trustee of the Retirement Wrap ABN 39 827 542 991. WLIS and BTFM are subsidiaries of Westpac. Westpac does not guarantee the insurance.

Conditions, fees and charges apply for BT CMA and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For term deposits issued by Westpac you may be entitled to payment under the Australian Government’s Financial Claims Scheme in the event that Westpac becomes insolvent. Payments under the Financial Claims Scheme are subject to a limit for each depositor for eligible deposits held in Westpac. Information about the Financial Claims Scheme can be obtained from BT CMA and term deposits are available only in Australia from Westpac.