Compare super funds
BT's superannuation funds range from simple to fully self-managed super. We've made it easy to compare our super products in detail and to find which is right for you.
| About BT Super for Life | About BT Super Invest | About BT SMSF | ||||
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Set up
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All online opening |
All online opening |
BT SMSF Solutions can be applied for online and over the phone with support from our SMSF concierge. Optional set up service is available. |
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Involvement
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Managed for you. Invested according to your age by default. Alternatively, you can choose from different investment mixes. |
You choose and manage your own investments. |
You choose and manage your own investments. You are responsible for running your SMSF and keeping it compliant. |
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Investment options
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Professionally managed fund invested for you by default based on your age. Or Your choice of 38 options
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More than 2,300 options
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A broad range of options
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Insurance
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Pre-approved for eligible members. |
You can apply for tailored insurance. |
Insurance must be considered as part of your SMSF strategy. You may choose to hold insurance within your SMSF or outside of it. Speak to an adviser for further information. |
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Admin fees and costs
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$9.00 pm / $108 pa + 0.28% pa of your balance (no cap) |
$45 pm / $540 pa + 0.15% pa of your balance (capped at $1,500) |
SMSF expenses are often fixed dollar costs and include annual costs from ATO levy, taxes and independent audit. SMSFs with less than $200,000 are unlikely to be cost competitive as a large retail super fund. |
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Investment fees and costs
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Managed funds0.15% to 1.38% pa |
Shares$12.50 per trade, or 0.11% of the transaction value (if greater) Managed funds0.18% to 1.73% pa (charged by the fund manager) ETFs0.04% to 1.76% pa (charged by the manager) Managed portfolios0.34% to 1.16% pa (charged by the issuer) |
There is a difference between SMSF investment costs and the fees you’d pay in a large super fund. It is important to consider investment costs, in addition to other setup and running costs to determine if an SMSF is right for you. |
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