Skip to main content Skip to main navigation
Skip to accessibility page Skip to search input

If you are not currently a Westpac customer, Westpac offers a range of personal banking products – including everyday banking accounts, credit cards, personal loans and home loans – that can be opened easily online, by calling Westpac telephone banking on 132 032 or through your local Westpac branch.

Before making a decision about any of Westpac’s products or services, please read the relevant terms and conditions for the product or service, which are available at, and consider if it is right for you. Fees and charges may apply and may change.

Get started

Once you have decided which Westpac banking product is right for you, you can start designing your super with BT Super Invest in two easy steps.

1. Open your Westpac personal banking product online or in branch.

Westpac Choice is our most popular everyday bank account that can be opened in just a few minutes and gives you access to Westpac Online Banking. Read the information below to find out more and apply online. Fees and charges apply and may change.

Alternatively, let a helpful branch employee open your account with you. Find a branch near you.

2. Once you have your Westpac Online Banking access, you can open your BT Super Invest account through Online Banking.

Westpac Choice

Our most popular bank account to help manage your everyday banking needs. Multiple ways to access funds, whether here or overseas.

Westpac Choice account comes with the following services and features:
  • No monthly account fee if you deposit at least $2,000 each month (other fees may apply)
  • Westpac Debit Mastercard® 1
  • Westpac Online Banking + Mobile Banking
  • Westpac PayWear - a wearable that lets you pay on the go using the same contactless technology as your Debit Mastercard

Open in less than 3 minutes

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions. Fees and charges apply and may change.

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 12MB)

Westpac Debit Mastercard® Terms and Conditions (PDF 157KB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 12MB)

Online Banking Terms and Conditions (PDF 383KB)

Find out what information you need to provide to become a customer (PDF 768KB)

Before making a decision about any of our products or services, please read all the terms and conditions. Fees and charges apply and may change.

1. Debit Mastercard holders need to be at least 16 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.

Mastercard is a registered trademark of Mastercard International Incorporated.

BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) administers Panorama Super. BT Funds Management Limited ABN 63 002 916 458 (BTFM) is the trustee and issuer of Panorama Super, which is part of Retirement Wrap ABN 39 827 542 991. BT Super Invest is part of Panorama Super. A Product Disclosure Statement (PDS) for  BT Super Invest can be obtained by contacting BT on 1300 881 716  or by visiting You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super Invest.

BTPS and BTFM are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Apart from any interest investors may have in underlying bank accounts held at Westpac through their cash account, Westpac term deposit products or Westpac securities acquired through BT Super Invest, an investment in, or acquired using, BT Super Invest is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. Investments in BT Super Invest are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, BT Super Invest.