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Before applying

Am I eligible?

Individual and joint borrowers 18 years or older, individuals/s acting as a trustee/s of a trust, Australian private companies and Australian private companies acting as a trustee of a trust, are eligible to open an account.

What information do I need?

Before you apply for a Westpac Bluechip20, you should download, read, and keep a copy of the:


How do I apply for Westpac BlueChip20?

Download and complete the Westpac Bluechip20 Investment and Margin Lending applications and return them to BT Margin Lending.

Things you should know


Like any investment, there is an element of risk, including:
  • While borrowing to invest may increase your potential returns, it can also increase potential losses.
  • In a volatile market, the value of your investment loan portfolio may fall to a level where it no longer provides adequate security for your margin loan and can trigger a margin call. If this happens you will be required to bring your loan balance back under your borrowing limit.
  • The margin loan is a full recourse loan – even if the value of your security portfolio falls to zero, you are still liable to repay the total loan balance outstanding.
  • We recommend you seek independent financial and taxation advice before acting on this information.


Please refer to the BT Margin Lending Product Disclosure Statement (PDF) for more information.



General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness and the Westpac BlueChip20 Product Disclosure Statement and the BT Margin Loan Product Disclosure Statement (each a PDS). Each PDS is relevant when deciding whether to acquire or hold these products.


Westpac BlueChip20 is a financial product issued by Praemium Australia Limited ABN 92 117 611 784 AFSL No. 297956. The BT Margin Lending Margin Loan is a financial product issued by BT Securities Limited ABN 84 000 720 114 AFSL No. 233722 and Westpac Banking Corporation ABN 33 007 457 141, AFSL No. 233714 (Westpac). Neither product is a deposit with or other liability of Westpac or any other company in the Westpac group of companies. They are subject to investment risk, including possible delays in repayment and loss of income and principal invested. Neither Westpac nor any of its respective directors, officers, employees, associates, or its subsidiaries guarantee or give any assurance in regard to the capital value, income return or performance of any investment offered in either PDS.