International travel and payments

Sending money overseas from Australia

When you need to send money overseas from Australia, you can do so via:

  • The Internet
  • Overseas telegraphic transfer
  • Your local Westpac branch

If you want to check the currency exchange rates before you send money overseas, visit our foreign currency exchange rates online.


You can transfer money overseas, 24 hours a day, 7 days a week, from your own home or office using the Internet. Visit

You will need to be:

Fees and charges:

When transferring money overseas by internet, the fee is $20.

How to organise:

  • If you are registered, sign in to Online Banking
  • Select Overseas or Payments from the list of options
  • Follow the steps to send a payment

Overseas Telegraphic Transfer

You can send money overseas securely to most countries in the world and in most foreign currencies, using an overseas telegraphic transfer.  This can be done at a Westpac branch or via Online Banking.

What you will need:

To send an overseas telegraphic transfer, you will need:

  • A form of identification, such as a Driver's Licence or Medicare Card
  • Details of the person receiving the money, such as their name, address, the name of their bank, branch address and their account number
  • The amount you wish to send
  • The currency you wish to send

Fees and charges

When sending by an overseas telegraphic transfer, the fees and charges are as follows:

  • When sending over the internet:  $20
  • When requesting at a branch:       $32
  • When requested at a branch to Pacific Westpac accounts only: $101 

Sending money back to Australia

When you are travelling, or living overseas, and need to send money back to Australia securely, you can send an overseas telegraphic transfer from most banks.

What you will need

The bank account details of where you are sending the money to, including the:

  • Bank name
  • Branch name
  • Account name
  • Account number
  • Westpac swift code WPACAU2S

Fees and charges

The overseas bank you use to send funds to Australia will charge you a fee, which varies depending on the bank and country. In addition to this fee, we charge $12.00 if your payment is to a Westpac account.

Receiving money from overseas

When money is deposited into your account from an overseas bank account, you will usually receive the funds within 2 to 5 days when the funds are deposited electronically into your Westpac account.

What you will need:

A Westpac transaction or savings account and provide the sender with our Westpac swift code which is WPACAU2S.

Fees and charges

The following fees and charges apply to receiving overseas telegraphic transfers when deposited:

  • Into your account:  $12
  • Into an account at another local bank in Australian dollars:  $24
  • Into an account at another local bank in foreign currency:  $50
  • By Bank cheque or in cash:  $22

How to organise:

If you are expecting money from overseas, the sender will require your Westpac bank account details such as your Branch name, Account name, Account number and BSB number.

$10 fee applies to transfers of up to $500 sent from any Westpac branch in Australia to any Westpac branch in the Cook Islands, Fiji, Papua New Guinea, Samoa, Solomon Islands, Tonga and Vanuatu. Person to person transfers only.


The Westpac SWIFT code for overseas payments is WPACAU2S.
If the sending bank requires 11 characters, use WPACAU2SXXX.