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  • Aged 18 years or over
  • Have regular permanent income
  • You need to be a permanent resident of Australia or,
    Non-residents: need to hold an acceptable visa (PDF 181KB) and have confirmed employment in Australia.

To find out whether your Visa qualifies you and to apply for a Personal Loan under an acceptable migrant visa (PDF 181KB), please call our Personal Lending Centre on 1300 720 697 to discuss.

Information needed

  • Income, employment and financial commitment details
  • Driver's license (optional).

What to expect

  • 10-15 minutes to apply
  • A reference number once you submit your application.

Check the status of your application by dialling 132 651 (8am-8pm, 7 days a week).

What happens next?


Conditionally approved within 24hrs

  • May require income verification e.g. payslips.

Final approval within 24hrs

  • Contract emailed or mailed
  • Sign and return contract via email/fax in branch.

Funds are ready

  • Bank transfer
  • Bank cheque.


On approval, your contract documents and instructions to finalise your application will then be sent to your nominated email address.

A personal loans specialist may contact you if further information is needed. You can do this by email, fax or take the documents to your closest branch

Once we’ve verified your information we’ll email or post your contract to you.

Things you should know

We may use the contact information that you give us to contact you to help complete your application.