Personal Loan Apply

Am I eligible for this loan?

Yes if you are a permanent Australian resident, aged 18 years or over, with a regular permanent income.

How long will it take to apply?

If you’ve got all of your information ready and your details are up to date it should take about 10-15 minutes to apply. (Check About Applying for what information you’ll need to provide and how to update your details).

What happens next?

  • You’ll receive a reference number once you complete your application
  • If you are approved, your contract documents and instructions to finalise your application will then be sent to your nominated email address
  • A personal loans specialist may contact you if further information is needed. You can do this by email, fax or take the documents to your closest branch
  • Once we’ve verified your information we’ll email or post your contract to you. Once you’ve signed your contract you can arrange for the funds to be transferred to an existing account or for a bank cheque to be made out to you.

You can easily check the status of your application by dialling 132 651 (8am-8pm, 7 days a week)

Optional Personal Loan Repayment Protection insurance

If you choose to take out Personal Loan Repayment Protection insurance in your application, please view the Personal Loan Repayment Protection Product Disclosure Statement (PDF 185kb) prior to completing the loan application form.

Personal Loan Protection is issued by the insurers who are Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS) each of which is liable for separate risks under the terms of the policy. This insurance product is distributed by Westpac Banking Corporation ABN 33 007 457 141 (the Bank). The policy is not an investment in or deposit with the Bank. No Westpac Group company (other than the Bank as policy distributor and WGIL and WLIS as the product issuers) has any liability in connection with the policy or this document. The Bank does not guarantee payments under the policy.

Ways to apply

Want to talk it through?

visit branch

Call or visit your nearest branch

And speak to someone about an Unsecured Personal Loan

Give us a call 

1300 720 697
(8am-8pm, 7 days a week) from anywhere in Australia

Things you should know