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A better interest rate. You deserve it.

We couldn’t think of a better time to reward you with a special discounted rate, when you refinance your Personal Loan.

Refinance up to $50,000 at: Comparison rate^:
11.49% p.a.  12.28% p.a.

Thanks to your fantastic repayment history, your current fixed interest rate could be reduced to 11.49% p.a*. Plus, we’ll waive the establishment fee and the prepayment fee.

Refinance up to $50,000 today

Simply choose how much you want to refinance and the term you’re comfortable with.

Applying is simple and you’ll get a response within 60 seconds. If you are approved and have a Westpac transaction account, your funds will be available in your account within 60 minutes#.

Now you can have the freedom to put the funds towards whatever you have been promising yourself.

Refinance online by clicking the button below.  Alternatively, you can call 1300 720 697 or visit your local Westpac branch. Just mention your special offer code BOR when you speak to your banker.

Want to learn more about your Unsecured Personal Loan?


Things you should know

Credit Criteria, fees, charges and conditions apply. Terms and conditions are available here (PDF 128KB).

*Offer available to existing Westpac Unsecured Personal Loan customers that have received correspondence with details of this offer, apply and are approved to refinance their existing Unsecured Personal Loan during the promotional period as specified in the correspondence. This offer may be varied or withdrawn at any time. This offer is not available in conjunction with, or in addition to any other special offers, negotiated rates or discounts. Response time may vary on your internet connection and other factors.

By choosing to refinance, your original personal loan contract and personal loan protection insurance (if applicable) contract will be cancelled and you will receive a new contract.

^The comparison rate for the Westpac Unsecured Personal Loan is based on an unsecured loan of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

# Access to Unsecured Personal Loan funds within 60 minutes from final approval is only available for existing Westpac customers, who apply as a single applicant online, with funds being disbursed into their own Westpac account.