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  1. Select the Retrieve contract button to sign into your contract (have your Application Reference Number handy), following the prompts 
  2. You’ll be asked to confirm your loan and car details, whether to pay by direct transfer or bank cheque, when to pay (you have up to 30 days) plus other details 
  3. After accepting your contract, direct transfer funds will arrive within 60 minutes for another Westpac account, or within 2 business days for a non-Westpac account.