
Online Banking features
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If your Westpac account is compromised as a result of internet fraud, we guarantee to repay any missing funds, provided you comply with our Online Banking Terms and Conditions.

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Things you should know
Online Banking Terms and Conditions apply.
Card AutoPay: A fixed dollar or percentage of your monthly credit card statement “closing balance” will be paid. If the “closing balance” is less than your nominated amount, only the “closing balance” will be paid. If your nominated amount falls below the “minimum payment due”, Westpac will debit the “minimum payment due”.
Managing your Term Deposit: Westpac Live will be available to update Term Deposits from 8:00 am to 9.30 pm on a Business Day and 8:00am to 4:00pm Saturdays (Sydney time). ‘Variation period’ means 6 Business Days from the date the Term Deposit matures.
Manage Card Pin: Manage your card PIN feature is available for personal credit cards issued since 1 April 2016 and for Debit Mastercards issued since 1 March 2016. For Westpac Handycards, you can set or change your PIN regardless of when your card was issued. You can check the issue date on the front of the card.
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