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Westpac PayWear wearables

Sometimes life can be a handful – we get that. Whether it’s squeezing in a morning surf, juggling the kids and the shopping or grabbing your coffee to go, every bit of extra freedom counts. Get your freedom back with Westpac PayWear™.

What is PayWear?

Westpac PayWear is a chip (PayWear Card) linked to your chosen Westpac everyday bank account which can be inserted into a PayWear Accessory such as a silicone Keeper. PayWear uses the same contactless technology as your Debit Mastercard®. With PayWear, your money is always with you, even if your phone, debit card or wallet isn’t. Simply tap your PayWear wherever contactless payments are accepted and the transaction will be debited from your chosen everyday bank account.


  • Convenient Battery-free and always on you. Just tap to pay.
  • Secure Protected by Westpac’s Fraud Money Back Guarantee.*
  • Flexible Choose a PayWear Accessory that suits your style.
Westpac Wearables - PayWear Wearable Payment Device

What you need to get started

Step 1: Order your PayWear Card and complimentary black Keeper^

Sign in to Westpac Online Banking to order and link your PayWear Card to your chosen Westpac everyday bank account. We’ll send you your PayWear Card and complimentary black Keeper^ to your residential address. Order Now.

Find out more about a Westpac everyday bank account if you don't already have an eligible account.

Step 2: Purchase additional PayWear Accessories (optional)

Already have a PayWear Card or need an additional accessory? You can purchase additional PayWear Accessories from the Essentials or Centsitive Objects ranges to suit your taste, preference and style from Winc.

Step 3: Activate your PayWear Card and set your PIN

Once you’ve received your PayWear Card and Accessory, simply sign in to Westpac Online Banking to activate and set your PIN. Activate now.

Westpac PayWear Accessories

Essentials Range

The Essentials range is available as a Keeper, that attaches to your existing watch or fitness band, and a Band, to wear on your wrist.

Both the Keeper and Band are waterproof, made from high tear strength silicone and available in a range of colours.


Purchase now

Centsitive Objects by Hayden Cox

Centsitive Objects is designed and manufactured exclusively for Westpac by award-winning Sydney designer and surf innovator, Hayden Cox. The range is a blend of modern, simplistic and stylish accessories suited for multi-purpose use and those with an active lifestyle.


Purchase now

Want to get your hands on a PayWear wearable but not a Westpac customer?

Find out more about a Westpac everyday bank account

Things you should know

^Your PayWear Card order includes a complimentary black Keeper from the Essentials range (limit of one per Westpac PayWear Card order). Available for personal customers only with a Westpac everyday bank account that can be linked to a Debit Mastercard®, who are at least 14 years of age and apply via Westpac Online Banking. See Westpac Everyday Banking for more information. Eligible customers will receive their Westpac PayWear Card and complimentary black Keeper from the Essentials range within 10 business days. Not available for business, corporate, institutional or government customers. This information does not take into account your personal circumstances. Read the Terms and Conditions available at, including the Westpac PayWear Terms and Conditions for details, including for fees and charges that may apply, before making a decision and consider if it is right for you.

*Westpac Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions, provided that the customer has not contributed to the loss and contacted Westpac promptly.  Refer to the Westpac Debit Mastercard Terms and Conditions for full details, including when a customer will be liable.  

Westpac Debit Mastercard® holders need to be at least 14 years of age and have an Australian residential address to be eligible for the card.

Westpac PayWear is a registered trademark and PayWear is a trademark of Westpac Banking Corporation.

Centsitive Objects is a trademark of Westpac Banking Corporation.

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB)

Westpac Debit Mastercard® Terms and Conditions (PDF 206KB)

Online Banking Terms and Conditions (PDF 423KB)

PayWear Terms and Conditions (PDF 36KB)


World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated. 


© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.