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Pay in store, in apps or on the web the easy way, with Apple Pay


Set up Apple Pay using an eligible Westpac Mastercard® debit or credit card, or personal Handycard.


Pay quickly and securely using devices you carry everyday.*


Apple Pay uses device-specific numbers and unique transaction codes which means your card and personal details are secure.

Where to pay

Use Apple Pay wherever you see one of these symbols.


In store

In store

In apps and on the web

In apps and on the web

Add your card to Apple Pay

Learn more about setting up Apple Pay.

Westpac App

  • Search Apple Pay in the Smart Search bar
  • Tap Add to Apple Pay
  • Swipe to select the card you want to add
  • Tap Add to Apple wallet and follow the prompts



  • Open the Wallet app
  • Tap + in the top right corner and follow the prompts


Apple Watch

  • Open Apple Watch app on your iPhone
  • Tap Wallet & Apple Pay
  • Tap Add Card and follow the prompts



  • Go to Settings.
  • Tap “Wallet & Apple Pay” and select “Add Credit or Debit Card” and follow the prompts.



Customers can add a card to Apple Pay on a Mac model with Touch ID.

  • Go to System Preferences.
  • Select “Wallet & Apple Pay” and select “Add Card”, follow the prompts.

Paying in stores

Face ID

To pay with Face ID, double-click the side button, glance at your screen, then hold iPhone near the reader.

Touch ID

For Touch ID, hold your iPhone near the reader with your finger on Touch ID.

Apple Watch

On Apple Watch, double-click the side button and hold Apple Watch up to the reader.

Paying in apps and on websites

Apple Pay is the easy, fast and safe way to pay in apps and on the web with your eligible Westpac card. 

To pay in apps and on websites in Safari on your iPhone and iPad, select Apple Pay at checkout and complete the payment using Face ID or Touch ID.

To pay on websites in Safari on your Mac, select Apple Pay and complete the payment using your iPhone or Apple Watch. On MacBook, pay using Touch ID on the Touch Bar.

See a list of compatible Apple Pay devices.

Your Mastercard® debit card payment network

Your eligible debit Mastercard will default to the Mastercard network for payments.

To change the default network on iPhone, open the wallet app, tap on your card, tap the (…) button in the top right hand corner and choose the payment network.

To change the default payment option on Apple Watch, double click the side button and select your card, firmly press the display and select the payment network.

If you have added your eligible Handycard eftpos card with multiple accounts to Apple Pay, find out more about using Apple Pay with Handycard.

Things you should know:

*Read the Apple Pay Terms and Conditions (PDF 79KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPass™ is a trademark of, Mastercard International Incorporated.