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Cover limits for contents items

Your building and contents are covered up to your chosen sum insured, except for the contents listed below, which are covered up to the maximum amounts shown.
 

Contents with limits Essential Care
Quality Care
Premier Care
Jewellery and watches Up to $500 per item/ up to $3,000 per claim Up to $1,000 per item/ up to $5,000 per claim Up to $5,000 per item/ up to $20,000 per claim
Sporting equipment (excluding bicycles) Up to $2,000 No limit No limit
Bicycles Up to $1,000 Up to $1,500 Up to $2,000
Electronic audio, visual and computer equipment Up to $3,000 No limit No limit

You can cover the items above for higher values by adding Personal Valuables cover.
 

Contents with limits Essential Care
Quality Care
Premier Care
Artworks, collections and collectibles Up to $3,000 Up to $10,000 Up to $20,000

You can cover the items above for higher values inside your home by listing them within your Contents Cover (include their total value in your contents sum insured).
 

Contents with limits Essential Care
Quality Care
Premier Care
CDs, DVDs, videos, Blu-ray discs, computer games and software Up to $1,000 No limit  No limit 
Unset stones and unattached charms Up to $500 Up to $1,000  Up to $2,000
Unattached accessories and parts for motor vehicles and marine pleasure craft

 

Up to $750 Up to $1,000
Money and other negotiable financial documents

 

Up to $750 Up to $1,250
Documents

 

Up to $1,000 Up to $2,000
Property belonging to visitors

 

Up to $2,000 Up to $5,000 at the site
Home office equipment

 

Up to $10,000 Up to $15,000 at the site/ up to $5,000 elsewhere in Australia
Tools and equipment of trade

 

Up to $2,000 Up to $3,000 at the site/ up to $1,000 elsewhere in Australia

Limits on the items directly above can't be increased.

Things you should know

View the Home and Contents Insurance Key Fact Sheets.

Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDF 11MB) to see if this insurance is right for you.