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What if something happens to my car?

Am I covered by compulsory third party insurance?

A greenslip or Compulsory Third Party Insurance (CTP) is a legal requirement for vehicles registered in Australia. In NSW, ACT and Queensland you have a choice of third party insurer.

Your greenslip covers injury to other people when your vehicle is involved in an accident. Your greenslip does not cover damage to property, other vehicles or to your vehicle. Nor does the greenslip cover theft.

What are my motor insurance options? 

  • Comprehensive Cover
  • Third Party Property Damage Cover only
  • Third Party Property Damage, Fire and Theft Cover.

Review your options

View motor insurance.

My car is worth more than $5,000 

You may want to consider Comprehensive Cover. This cover protects your vehicle for accidental loss or damage with a choice of agreed value or market value cover. If you purchase this cover, you are automatically covered for Third Party Property Damage Cover.

My car is worth less than $5,000 

You may want to look at the following insurance options and pay a lower premium than Comprehensive Cover.

 

1. Third Party Property Damage Cover - cover if you damage other people's property and you're legally liable for accidental property damage.

 

  • Legal liability, including supplementary bodily injury up to $20 million
  • Legal liability up to $20 million for loss and damage while using a substitute vehicle
  • Legal costs in defending claims covered by the policy

 

This cover also provides up to $4,000 for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle including the cost of protection, removal and towing.

 

2. Third Party Property Damage, Fire and Theft Cover - cover if you damage other people's property and you're legally liable for accidental property damage. Insures your car if it's damaged by fire or stolen up to a market value of $5,000.

 

  • Legal liability, including supplementary bodily injury up to $20 million
  • Legal liability up to $20 million for loss and damage while using a substitute vehicle
  • Legal costs in defending claims covered by the policy
  • Towing costs following fire or theft
     

 

Things you should know

Prestige Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDF 590KB) to see if this insurance is right for you. Call 1800 502 077.

* Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

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