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How much can I insure my car for?

Find out what 'agreed value' and 'market value' means and which is best for your circumstances.

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Covering younger drivers

A son or daughter who occasionally drives the family car is generally covered, as long as their details are included on the current schedule. Find out what other details and conditions may apply.

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Reducing my premium

There are a number of ways to achieve this: adjusting your basic excess and selecting the restricted driver or named driver option under a comprehensive policy. Read what might work best for you.

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Covering personal effects in my car

Loss or damage to personal effects may be covered.

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What if something happens to my car?

That depends on the type of cover. Find out the available options.

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Will I get a rental car?

Yes; if you’ve selected Comprehensive Cover and your vehicle is stolen.

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Can I choose my own repairer?

Yes; you can either allow the insurer to arrange the repairs on your behalf or choose your own repairer.

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Things you should know

Prestige Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDF 590KB) to see if this insurance is right for you. Call 1800 502 077.

* Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

Westpac's Privacy Policy is available at or by calling 132 032. It covers:

  • How you can access the personal information Westpac holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
  • How Westpac collect, hold, use and disclose your personal information in more detail.