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What if the unexpected happens?

Although it’s not something we like to think about, the unexpected does happen. Making sure you have a plan in place can make a difficult time a little bit easier.

How can I help make sure my family is okay?

Life insurance makes up a key component to a sound financial plan. What life insurance really gives you, is the peace of mind that your family’s lifestyle can be protected when you’re no longer around or unable to work due to sickness or injury.

How much life insurance do I need? 

Everyone's circumstances and insurance needs are different. Talking to a qualified financial adviser is highly recommended as they can:

  • Provide answers on what gaps currently exist in your personal protection plan
  • Recommend personal insurance options to suit you and your family’s needs.

What other options are there?

We have a number of options that can be used to compliment your life insurance benefit.

Review our life insurance options

Things you should know

A target market determination has been made for Protection Plans products. Please visit for any of our target market determinations.

The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. 

This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Read the BT Protection Plans Disclosure Statement (PDS) to see if this insurance is right for you.