PDS and Enhancement Guides
Westpac Protection Plans PDS and Enhancement Guides from April 2006 to present
How to locate your policy documents
To view the PDS and Enhancement Guides relevant to your policy, please select the date range from the list below that aligns to your policy risk commencement date.
- You can find your policy risk commencement date on your policy schedule and renewal letters.
Please note that in some cases where your application for insurance was made immediately prior to the introduction of a revised PDS, the relevant PDS may depend on the date of your application.
19 May 2014 – present
Protection Plans PDS and SPDS – 1 October 2015 (PDF 550KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS and SPDS – 1 July 2014 (PDF 474KB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS – 19 May 2014 (PDF 495KB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
15 November 2010 – 18 May 2014
Protection Plans PDS and SPDS – 15 October 2012 (PDF 879KB)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS – 19 March 2012 (PDF 483KB)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS and SPDS – 22 August 2011 (PDF 1MB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS and SPDS – 21 February 2011 (PDF 1006KB)
Protection Plans Enhancements Guide – 22 August 2011 (PDF 191KB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS – 15 November 2010 (PDF 1MB)
Protection Plans Enhancements Guide – 21 February 2011 (PDF 397KB)
Protection Plans Enhancements Guide – 22 August 2011 (PDF 191KB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
28 April 2006 – 14 November 2010
Protection Plans PDS – 1 December 2008 (PDF 2MB)
Protection Plans Enhancements Guide – 19 October 2009 (PDF 197KB)
Protection Plans Enhancements Guide – 15 November 2010 (PDF 158KB)
Protection Plans Enhancements Guide – 21 February 2011 (PDF 397KB)
Protection Plans Enhancements Guide – 22 August 2011 (PDF 191KB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS – 3 September 2007 (PDF 1MB)
Protection Plans Enhancements Guide – 1 December 2008 (PDF 885KB)
Protection Plans Enhancements Guide – 19 October 2009 (PDF 197KB)
Protection Plans Enhancements Guide – 15 November 2010 (PDF 158KB)
Protection Plans Enhancements Guide – 21 February 2011 (PDF 397KB)
Protection Plans Enhancements Guide – 22 August 2011 (PDF 191KB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS and SPDS – 28 June 2007 (PDF 645KB)
Protection Plans Enhancements Guide – 3 September 2007 (PDF 119KB)
Protection Plans Enhancements Guide – 1 December 2008 (PDF 885KB)
Protection Plans Enhancements Guide – 19 October 2009 (PDF 197KB)
Protection Plans Enhancements Guide – 15 November 2010 (PDF 158KB)
Protection Plans Enhancements Guide – 21 February 2011 (PDF 397KB)
Protection Plans Enhancements Guide – 22 August 2011 (PDF 191KB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS – 15 June 2006 (PDF 365KB)
Protection Plans Enhancements Guide – 3 September 2007 (PDF 119KB)
Protection Plans Enhancements Guide – 1 December 2008 (PDF 885KB)
Protection Plans Enhancements Guide – 19 October 2009 (PDF 197KB)
Protection Plans Enhancements Guide – 15 November 2010 (PDF 158KB)
Protection Plans Enhancements Guide – 21 February 2011 (PDF 397KB)
Protection Plans Enhancements Guide – 22 August 2011 (PDF 191KB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Protection Plans PDS – 28 April 2006 (PDF 250KB)
Protection Plans Enhancements Guide – 3 September 2007 (PDF 119KB)
Protection Plans Enhancements Guide – 1 December 2008 (PDF 885KB)
Protection Plans Enhancements Guide – 19 October 2009 (PDF 197KB)
Protection Plans Enhancements Guide – 15 November 2010 (PDF 158KB)
Protection Plans Enhancements Guide – 21 February 2011 (PDF 397KB)
Protection Plans Enhancements Guide – 22 August 2011 (PDF 191KB)
Protection Plans Enhancements Guide – 7 August 2012 (PDF 565KB)
Protection Plans Enhancements Guide – 15 October 2012 (coming soon)
Protection Plans Enhancements Guide – 19 May 2014 (PDF 2MB)
Protection Plans Enhancements Guide – 1 October 2015 (PDF 597KB)
Protection Plans Enhancements Guide – 25 February 2017 (PDF 200KB)
Protection Plans Enhancements Guide – 28 August 2018 (PDF 3MB)
Protection Plans Enhancements Guide – 1 April 2019 (PDF 89KB)
Protection Plans Enhancements Guide – 5 April 2021 (PDF 246KB)
Things you should know
A target market determination has been made for Protection Plans products. Please visit westpac.com.au/tmd for any of our target market determinations.
The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728 (WLISL), except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, which are issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) as Trustee of the Retirement Wrap ABN 39 827 542 991. WLISL and BTFM are wholly owned subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank). The Bank does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Please read the Product Disclosure Statement to see if this insurance is right for you. This can be obtained by visiting westpac.com.au or calling 1300 551 431.