Your building and contents are covered up to your chosen sum insured, except for the contents listed below, which are covered up to the maximum amounts shown.
| Contents with limits | Essential Care |
Quality Care |
Premier Care |
|---|---|---|---|
| Jewellery and watches | Up to $500 per item/Up to $3,000 in total for all items in one claims | Up to $1,000 per item/Up to $5,000 in total for all items in one claims | Up to $5,000 per item/Up to $20,000 in total for all items in one claims |
| Sporting equipment | Up to $2,000 in total | Up to $3,500 in total |
Up to $5,000 in total and up to $2,000 for Accidental loss or damage. |
| Electronic audio, visual and computer equipment | Up to $3,000 in total | Up to the sum insured | Up to the sum insured |
You can cover the items above for higher values by adding Personal Valuables cover.
| Contents with limits | Essential Care |
Quality Care |
Premier Care |
|---|---|---|---|
| Artworks, collections and collectibles | Up to $3,000 | Up to $10,000 | Up to $20,000 |
You can cover the items above for higher values inside your home by listing them within your Contents Cover (include their total value in your contents sum insured).
| Contents with limits | Essential Care |
Quality Care |
Premier Care |
|---|---|---|---|
| CDs, DVDs, videos, Blu-ray discs, computer games, consoles and software | Up to $1,000 in total | Up to sum insured | Up to sum insured |
| Unset gems, stones and unattached charms | Up to $500 in total | Up to $1,000 in total | Up to $2,000 in total |
| Unattached motor vehicle and marine pleasure craft accessories and parts (including keys) |
|
Up to $750 in total | Up to $1,000 in total |
| Money and other negotiable financial documents |
|
Up to $750 in total | Up to $1,250 in total |
| Documents |
|
Up to $1,000 in total | Up to $2,000 in total |
| Property belonging to visitors |
|
Up to $2,000 in total | Up to $5,000 in total for property located at the insured site only. |
| Home office equipment including property used in connection with a home office, such as mobile telephones and computer equipment |
|
Up to $10,000 in total | Up to $15,000 in total for property located at the insured site only/Up to $5,000 in total elsewhere in Australia |
| Tools and equipment of trade |
|
Up to $2,000 in total | Up to $3,000 in total for property located at the insured site only/Up to $1,000 in total elsewhere in Australia. |
Limits on the items directly above can't be increased.
Things you should know
The information contained in this article is general information only and is not specific to any product.
It does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to your personal objectives, financial situation and needs to these factors before acting on it.
Terms, conditions and exclusions apply to any insurance product. Please read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding.
Cover is subject to your application for insurance being accepted.
View the Home and Contents Insurance Key Fact Sheets.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.