Cover limits for contents items

Your building and contents are covered up to your chosen sum insured, except for the contents listed below, which are covered up to the maximum amounts shown.

Contents with limits	Essential Care	Quality Care	Premier Care
Jewellery and watches	Up to $500 per item/ up to $3,000 per claim	Up to $1,000 per item/ up to $5,000 per claim	Up to $5,000 per item/ up to $20,000 per claim
Sporting equipment (excluding bicycles)	Up to $2,000	No limit	No limit
Bicycles	Up to $1,000	Up to $1,500	Up to $2,000
Electronic audio, visual and computer equipment	Up to $3,000	No limit	No limit

You can cover the items above for higher values by adding Personal Valuables cover.

Contents with limits	Essential Care	Quality Care	Premier Care
Artworks, collections and collectibles	Up to $3,000	Up to $10,000	Up to $20,000

You can cover the items above for higher values inside your home by listing them within your Contents Cover (include their total value in your contents sum insured).

Contents with limits	Essential Care	Quality Care	Premier Care
CDs, DVDs, videos, Blu-ray discs, computer games and software	Up to $1,000	No limit	No limit
Unset stones and unattached charms	Up to $500	Up to $1,000	Up to $2,000
Unattached accessories and parts for motor vehicles and marine pleasure craft		Up to $750	Up to $1,000
Money and other negotiable financial documents		Up to $750	Up to $1,250
Documents		Up to $1,000	Up to $2,000
Property belonging to visitors		Up to $2,000	Up to $5,000 at the site
Home office equipment		Up to $10,000	Up to $15,000 at the site/ up to $5,000 elsewhere in Australia
Tools and equipment of trade		Up to $2,000	Up to $3,000 at the site/ up to $1,000 elsewhere in Australia

Limits on the items directly above can't be increased.

Things you should know

*Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents at the same address under the one policy.

Westpac Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement (PDF 85KB)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statements (applicable to policies issued or renewed on or after 1 July 2019) (PDF 339KB)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to policies initially issued in the period between 30 June 2018 and 30 June 2019; or renewed in the period between 30 July 2018 and 30 June 2019) (PDF 328KB)

View the Home and Contents Insurance Key Fact Sheets.

Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.