Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Cover limits for contents items

Your building and contents are covered up to your chosen sum insured, except for the contents listed below, which are covered up to the maximum amounts shown.
 

Contents with limits Essential Care
Quality Care
Premier Care
Jewellery and watches Up to $500 per item/Up to $3,000 in total for all items in one claims Up to $1,000 per item/Up to $5,000 in total for all items in one claims Up to $5,000 per item/Up to $20,000 in total for all items in one claims
Sporting equipment Up to $2,000 in total Up to $3,500 in total
Up to $5,000 in total and up to $2,000 for Accidental loss or damage.
Electronic audio, visual and computer equipment Up to $3,000 in total Up to the sum insured Up to the sum insured

You can cover the items above for higher values by adding Personal Valuables cover.
 

Contents with limits Essential Care
Quality Care
Premier Care
Artworks, collections and collectibles Up to $3,000 Up to $10,000 Up to $20,000

You can cover the items above for higher values inside your home by listing them within your Contents Cover (include their total value in your contents sum insured).
 

Contents with limits Essential Care
Quality Care
Premier Care
CDs, DVDs, videos, Blu-ray discs, computer games, consoles and software Up to $1,000 in total Up to sum insured Up to sum insured
Unset gems, stones and unattached charms Up to $500 in total Up to $1,000 in total  Up to $2,000 in total
Unattached motor vehicle and marine pleasure craft accessories and parts (including keys)

 

Up to $750 in total Up to $1,000 in total
Money and other negotiable financial documents

 

Up to $750 in total Up to $1,250 in total
Documents

 

Up to $1,000 in total Up to $2,000 in total
Property belonging to visitors

 

Up to $2,000 in total Up to $5,000 in total for property located at the insured site only.
Home office equipment including property used in connection with a home office, such as mobile telephones and computer equipment

 

Up to $10,000 in total Up to $15,000 in total for property located at the insured site only/Up to $5,000 in total elsewhere in Australia
Tools and equipment of trade

 

Up to $2,000 in total Up to $3,000 in total for property located at the insured site only/Up to $1,000 in total elsewhere in Australia.

Limits on the items directly above can't be increased.

Things you should know

The information contained in this article is general information only and is not specific to any product.  

It does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to your personal objectives, financial situation and needs to these factors before acting on it.

Terms, conditions and exclusions apply to any insurance product. Please read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding.

Cover is subject to your application for insurance being accepted.

Westpac Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement (PDF 89KB)

Home and Contents Insurance Product Disclosure Statement (applicable to policies issued or renewed on or after 5 April 2021) (PDF 461KB)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to policies issued or renewed in the period between 1 July 2019 and 4 April 2021) (PDF 339KB)

View the Home and Contents Insurance Key Fact Sheets.

Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.