Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Cover limits for contents items

Your building and contents are covered up to your chosen sum insured, except for the contents listed below, which are covered up to the maximum amounts shown.
 

Contents with limits Essential Care
Quality Care
Premier Care
Jewellery and watches Up to $500 per item/Up to $3,000 in total for all items in one claims Up to $1,000 per item/Up to $5,000 in total for all items in one claims Up to $5,000 per item/Up to $20,000 in total for all items in one claims
Sporting equipment Up to $2,000 in total Up to $3,500 in total
Up to $5,000 in total and up to $2,000 for Accidental loss or damage.
Electronic audio, visual and computer equipment Up to $3,000 in total Up to the sum insured Up to the sum insured

You can cover the items above for higher values by adding Personal Valuables cover.
 

Contents with limits Essential Care
Quality Care
Premier Care
Artworks, collections and collectibles Up to $3,000 Up to $10,000 Up to $20,000

You can cover the items above for higher values inside your home by listing them within your Contents Cover (include their total value in your contents sum insured).
 

Contents with limits Essential Care
Quality Care
Premier Care
CDs, DVDs, videos, Blu-ray discs, computer games, consoles and software Up to $1,000 in total Up to sum insured Up to sum insured
Unset gems, stones and unattached charms Up to $500 in total Up to $1,000 in total  Up to $2,000 in total
Unattached motor vehicle and marine pleasure craft accessories and parts (including keys)

 

Up to $750 in total Up to $1,000 in total
Money and other negotiable financial documents

 

Up to $750 in total Up to $1,250 in total
Documents

 

Up to $1,000 in total Up to $2,000 in total
Property belonging to visitors

 

Up to $2,000 in total Up to $5,000 in total for property located at the insured site only.
Home office equipment including property used in connection with a home office, such as mobile telephones and computer equipment

 

Up to $10,000 in total Up to $15,000 in total for property located at the insured site only/Up to $5,000 in total elsewhere in Australia
Tools and equipment of trade

 

Up to $2,000 in total Up to $3,000 in total for property located at the insured site only/Up to $1,000 in total elsewhere in Australia.

Limits on the items directly above can't be increased.

Things you should know

The information contained in this article is general information only and is not specific to any product.  

It does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to your personal objectives, financial situation and needs to these factors before acting on it.

Terms, conditions and exclusions apply to any insurance product. Please read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding.

Cover is subject to your application for insurance being accepted.

Home and Contents Insurance is issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

Westpac's Privacy Policy is available at westpac.com.au or by calling 132 032. It covers:

  • How you can access the personal information Westpac holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
  • How Westpac collect, hold, use and disclose your personal information in more detail.