Your building and contents are covered up to your chosen sum insured, except for the contents listed below, which are covered up to the maximum amounts shown.
| Contents with limits | Essential Care |
Quality Care |
Premier Care |
|---|---|---|---|
| Jewellery and watches | Up to $500 per item/ up to $3,000 per claim | Up to $1,000 per item/ up to $5,000 per claim | Up to $5,000 per item/ up to $20,000 per claim |
| Sporting equipment (excluding bicycles) | Up to $2,000 | No limit | No limit |
| Bicycles | Up to $1,000 | Up to $1,500 | Up to $2,000 |
| Electronic audio, visual and computer equipment | Up to $3,000 | No limit | No limit |
You can cover the items above for higher values by adding Personal Valuables cover.
| Contents with limits | Essential Care |
Quality Care |
Premier Care |
|---|---|---|---|
| Artworks, collections and collectibles | Up to $3,000 | Up to $10,000 | Up to $20,000 |
You can cover the items above for higher values inside your home by listing them within your Contents Cover (include their total value in your contents sum insured).
| Contents with limits | Essential Care |
Quality Care |
Premier Care |
|---|---|---|---|
| CDs, DVDs, videos, Blu-ray discs, computer games and software | Up to $1,000 | No limit | No limit |
| Unset stones and unattached charms | Up to $500 | Up to $1,000 | Up to $2,000 |
| Unattached accessories and parts for motor vehicles and marine pleasure craft |
|
Up to $750 | Up to $1,000 |
| Money and other negotiable financial documents |
|
Up to $750 | Up to $1,250 |
| Documents |
|
Up to $1,000 | Up to $2,000 |
| Property belonging to visitors |
|
Up to $2,000 | Up to $5,000 at the site |
| Home office equipment |
|
Up to $10,000 | Up to $15,000 at the site/ up to $5,000 elsewhere in Australia |
| Tools and equipment of trade |
|
Up to $2,000 | Up to $3,000 at the site/ up to $1,000 elsewhere in Australia |
Limits on the items directly above can't be increased.
Things you should know
Important Update for Home and Contents Insurance (PDF 289KB)
View the Home and Contents Insurance Key Fact Sheets.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.