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What type of insurance cover do you need?

Home & Contents Insurance

Cover your home and belongings in case of storms, floods, fire, theft and more.



Building Insurance

Cover for your building, including permanent fixtures and fittings from events such as fire, storm damage and floods.
 

Contents Insurance

Replacing the prized possessions you’ve collected over the years could really add up if something unexpected happened.

 

Landlord Insurance

Cover for both your investment property and contents that you lease out to tenants from loss or damage caused by flood, fire, storm, theft and more.

 

Renters Insurance

Your landlord is responsible for your four walls, but what about your personal belongings? Our contents insurance for renters provides flexible options to cover your possessions.

 

Special offers

New and existing customers

New policy online discount

Save up to 10% on your first year’s premium when you buy a new Home & Contents policy online.2,4

Combined cover discount

Save up to 10% when you combine your Home and Contents policies.3,4

Building Calculator

Underinsurance is when your insured amount isn’t enough to cover the cost of rebuilding your home. Receive an estimate on the cost to rebuild your home at today’s prices using the Home Building Insurance Calculator.
 

Details on the benefits paid for your building sum insured are available in the PDS. Calculators on our website are intended as a guide only.1

 


We’re here with you every step of the way

1. Get a quote online

Get a quote online. You can also buy over the phone with one of our friendly consultants.

2. Check or change your policy

We are here to help with your insurance needs. We also have optional cover to give you a greater flexibility of cover. Give us a call on 1300 650 255.

3. Make a claim

You can lodge a claim online and get instant lodgement confirmation. Find out more about how to make a claim.

Things you should know

Cover is subject to your application for insurance being accepted.

1. The Building and Contents calculators available through our websites are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer. 

2. Online discount When you buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium including for Flood and the following optional covers (if selected); Accidental damage, Motor Burnout and Portable Contents. This discount is not applied on renewal.

3. Combined A premium discount of up to 10% for combining Building and Contents covers on one policy is applied for Building and Contents cover. This includes on optional covers for Motor Burnout and Accidental Damage, but not for Portable contents cover. This discount is not applied to the premium for Flood.

4. Minimum premiums If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic/Landlord workers’ compensation (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached. 

Home and Contents and Landlord Insurance are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call Westpac on 1300 650 255.

A target market determination has been made for this product. Please visit www.westpac.com.au/tmd for the target market determination.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

Westpac's Privacy Policy is available at westpac.com.au or by calling 132 032 8am – 8pm Sydney Time, 7 days. It covers:

  • How you can access the personal information Westpac holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
  • How Westpac collect, hold, use and disclose your personal information in more detail.