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Wonder Checklist

Your Wonder appointment is now confirmed and a Home Finance Manager or Loan Increase Specialist will call you at the allocated time. The checklist below contains documents you should prepare to ensure that you get the most value out of your appointment. These documents can be emailed to us after your appointment.

Details of monthly expenses:

  • Childcare.
  • Clothing and personal care.
  • Education.
  • Groceries.
  • Insurance.
  • Investment Property – utilities, rates and related costs.
  • Owner Occupied Property – utilities, rates and related costs.
  • Rented Property – utilities and related costs.
  • Medical and Health.
  • Recreation and entertainment.
  • Telephone, Internet, Pay TV and Media Streaming Subscriptions.
  • Transport.
  • Other unique items not covered in any of the categories.
  • A detailed list of assets (what you own) and liabilities (what you owe).
  • Your latest superannuation statement/s.
  • Your latest insurance statement/s (such as personal insurance – income protection, life).
  • Confirmation of other income (such as trust income, investment income).
  • A full copy of the Contract of Sale for the property you plan to purchase. This should include annexures or special conditions. (If you are refinancing you won’t need this.)

PAYG employees should bring:

  • Two recent pay slips showing your monthly salary (before and after tax).
  • Your most recent payment summary or tax return with ATO notices.

Self employed applicants should bring:

  • Business/company tax returns for the last two years (including balance sheet and profit/loss statement).
  • Personal tax returns and assessment notices for the last two years.

Details of ongoing rent or board:

  • Current signed and dated lease/rental agreement (no older than 12 months) detailing the rental amount, frequency/cycle, property address and name(s) of tenants and/or
  • Letter from licensed property manager/agent (no older than 3 months) detailing the rental amount, frequency/cycle, property address and name(s) of tenants and/or
  • Rental ledger from licensed property manager/agent (no older than 6 weeks) detailing rental amount, frequency/cycle and name(s) of tenants and/or
  • Bank statement or transaction listing (no older than 6 weeks), covering 2 payment cycles, with a detailed narrative which aligns to the rental outgo and detailing the rental amount and payment date. Account number/account name must be able to be matched to the applicant.
  • For Board only – Statutory declaration made by the relevant applicant(s).

Details of child support (maintenance) and alimony (use any one of the below)

  • Court order or child support agency letter dated within 12 months confirming the amount of the ongoing obligations.
  • Bank statement or transaction listing covering 2 payment cycles.

If you are refinancing existing debt(s) with this loan you should bring:

Secured debt such as mortgage:

  • Current statements covering at least 6 continuous months prior to this application (most recent no more than 6 weeks prior).

Unsecured debt such as credit card or personal loan:

  • Current statements covering at least 3 continuous months prior to this application (most recent no more than 6 weeks prior).

If your existing debt(s) is not being refinanced by this loan (such as housing/investment loans, personal loans, car loans, credit card and/or store card) you should bring:

  • Current statements covering at least 1 continuous month prior to the application (most recent no more than 6 weeks prior).

If you are building or making alterations you should bring:

  • Plans (in electronic format if available), specifications, council approvals, Builder’s Contract (signed by customer and provider); or
  • If you are a builder bring an Owner Builder Independent Adviser’s Report.

Non-Westpac Customers should bring:

  • Proof of Identity confirming name, address and date of birth (ie drivers licence and Medicare card).
  • 3 month statements for any external unsecured loan eg. credit card, personal loan and 6 months statements for any secured loan eg. home Loan.