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Why refinance?

Finding a way to save money is one of the many reasons you may be thinking about refinancing:

  • You might be looking for a lower interest rate
  • You may want to access the equity in your home
  • You may want to consolidate debt
  • You might be after a loan with extra features

For more information about how to refinance, visit our page on How does refinancing work?

Switching is quick and easy

Our home loan experts can take care of everything when you refinance with us. They’ll make it super easy for you and will speed things up with our Priority Refinance process.

Call on our expertise

Our smart strategies could help you get more out of your home loan. Whether you want to wipe years off your loan, save money or use equity to grow your wealth we can help you reach your financial goals.

Talk to our Home Loan Experts about how you can:

  • Get closer to owning your home outright.
  • Benefit from our home loan package* discounts and special offers.
  • Take advantage of the flexible features on eligible home loans.
  • Consolidate your debts (eg: credit card, personal loan)  into your home loan.

Other tools

Things you should know

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers. This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. This includes any tax consequences arising from this promotion for investors and customers should seek independent advice on any taxation matters.

*Premier Advantage Package Conditions of Use apply. Annual package fee of $395 applies. Package benefits cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. You must either hold or be approved for a Westpac Choice account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applications must also meet our approval guidelines on individual products to qualify for relevant package discounts.