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Own your home sooner

Special Offer

$1250 Refinance Rebate.

Switch for a great home loan rebate.*
You could get a $1250 rebate when you refinance to a Westpac Premier Advantage Package home loan. Annual Package fee of $395 applies with a minimum loan size of $150k. Excludes refinances within Westpac Group.

Enquire now.


At Westpac we know people want to own their home, not have a home loan. That’s why we work proactively to help you buy and own your home sooner. In fact, over 50% of our Rocket Repay home loan customers are ahead in their repayments.

See what you could save on your home loan with our own your home sooner calculator.

Switching is quick and easy

Our home loan experts can take care of everything when you refinance with us. They’ll make it super easy for you and will speed things up with our Priority Refinance process.

Call on our expertise

Our smart strategies could help you get more out of your home loan. Whether you want to wipe years off your loan, save money or use equity to grow your wealth we can help you reach your financial goals.

Talk to our Home Loan Experts about how you can:

  • Get closer to owning your home outright
  • Benefit from our home loan package, discounts and special offers
  • Save on your other banking with our home loan package, which removes the $395 annual fee on an Altitude Black credit card, provides discounted Home and Contents Insurance, plus more¹
  • Take advantage of the flexible features on our home loans. Such as unlimited additional repayments, 100% offset and temporarily reducing your repayments when you need a break
  • Consolidate your debts (eg: credit card, personal loan)  into your home loan.

Other tools

Things you should know

1. Altitude Black Credit Card

To be eligible for an Altitude Black credit card, you must earn over $75,000 p.a. and a minimum card limit of $15,000 applies.

*Credit criteria, fees, charges. Based on Westpac’s credit criteria, residential lending is not available for Non-Australian Resident borrowers. Rebate available on new home loan applications for refinance purposes and taken as part of the Premier Advantage Package with a minimum loan size of $150k. Annual Package fee of $395 applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package.
Premier Advantage Package Terms and Conditions apply and are available here Premier Advantage Package Conditions of Use (PDF 1MB). Offer available for a limited time and can be withdrawn at any time.
Offer excludes Owner Occupiers with Interest Only repayments. Not available for refinances of home loans within the Westpac Group, which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Not available in conjunction with any other offer. Only 1 rebate per property refinance will be paid regardless of the number of loans involved. Rebate will be automatically deposited into the customer’s Westpac home loan account within 2 months of settlement. Not applicable for residential lending originated under family or company trusts. There may be tax consequences arising from this promotion for our business customers and rental property investors. This is not taxation advice and customers should seek independent advice on any taxation matters.