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Understanding Equity Access Loans

Westpac’s Equity Access Loan is a revolving line of credit secured against your property. Use your equity to renovate, invest or to fund those great plans you've always had. When approved, your line of credit is ready to use when you need it including for unexpected expenses.




Customers should be aware of the following when considering an Equity Access Loan

  • The Equity Access Loan has no set repayment term.
  • You will not repay your loan over time by paying the minimum monthly payments. The minimum monthly payments you will need to make will typically only cover your interest, certain fees and charges. To repay your loan, you should also make additional payments on a regular basis.


Visit Equity Access Loan for more information.