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Westpac Premium

Westpac Premium could help with tailored services, like your own Relationship Manager and team of financial specialists – who'll provide industry expertise, advice and resources.

They'll work with you to create a unique plan that can help build on your investments, like buying a home.


As you'll see, there are plenty of advantages to being a Westpac Premium customer, but to be eligible, you'll need to have an annual personal income that's over $150,000 a year.

Single point of contact

 

 

Before you buy, your dedicated Premium Relationship Manager can help you see where you stand financially, with:
  • Up-to-the-moment market insights, news and current trends
  • The latest property and economic reports
  • Flexible financial options that can change with your needs.

A snapshot of how homebuyers could benefit from Westpac Premium

 

 

Picture Emma, a 36-year-old lawyer who works for a large international firm and her husband Matt, a business journalist. Tired of the daily commute, they decided to move closer to the CBD, but weren't sure whether to sell their current home or not.
 

After talking to their Premium Relationship Manager, who developed a tailored property guide, Emma and Matt were able to weigh up the investment options available to them.
 

Based on this advice they decided to sell their current property and were given priority financing between buying and selling. Their Premium Relationship Manager highlighted the features available to them, including setting up an offset account to link to their loan – giving them more options when managing their home loan.

Premier Advantage Package

 

 

Open to all Westpac customers, our Premier Advantage Package1 is another way we can help you buy a home. It's available when you choose an eligible Westpac home loan and Westpac Choice transaction account, for an annual package fee of $395.

0.9% p.a. discount

0.9% p.a. discount on a standard variable rate on Rocket Repay Home, Rocket Investment Property and Equity Access Loans (minimum loan size of $250,000)2

Fee reductions
  • No establishment and loan maintenance fees
  • No monthly service fee on your linked Westpac Choice account
  • No annual fee on a selected range of Westpac credit cards3
Insurance discounts

Access to Insurance discounts, like 5% p.a. off annual Home and Contents Insurance premiums, plus $100 off excess4

Super discounts

Access to bonuses and discounts on a range of superannuation and wealth products3

Free Suburb Profile

Find out how individual suburbs are performing.

Property Report

Pop into your local branch and chat with your resident home loan expert to receive a complimentary property report offering sales history, price estimates and comparable properties in the market^.

Calculators & Tools

Wondering how much you could afford to borrow? How much your loan repayments may be? And the estimated upfront costs?

View our full range of calculators, tools and webinars.

Things you should know

Credit criteria, conditions, fees and charges apply. Terms and conditions available on request. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation.

1 Premier Advantage Package Conditions available on our website apply. Annual fee, currently, $395, applies. Package benefits cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Not available to company and trust account holders. You must either hold or be approved for a Westpac Choice account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applications must also meet our approval guidelines on individual products to qualify for relevant package discounts.

2 Special rate discounts only available on standard variable rate on Rocket Repay Home, Rocket Investment Property and Equity Access Loans. Special limited time offer and may be withdrawn or varied at any time. You must either hold or be approved for a Westpac Choice Transaction account in order to qualify and continue to receive the benefits of the PAP. Before deciding to acquire a Westpac Choice account, consider whether it is appropriate for you. You should read the Terms and Conditions before making a decision. Special rate discount includes standard PAP discount of: 0.7% p.a. for full doc loans of $250,000 or more and 0.4% p.a. for full doc loans between $150,000 and $249,999 and 0.7% p.a. for Low doc loans of $500,000 or more and 0.5% p.a. for low doc loans between $250,000 and $499,999. Low doc loans below $249,999 receive the 0.3% p.a. standard low doc PAP discount. From time to time we may offer additional discounts on top of the standard discount shown in the table above. Premier Advantage Package Conditions available on our website apply. Discounts do not apply to internal refinances and are not transferable between loans. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package.

3 Discounts on products apply at time of application when you tell us you're a Premier Advantage customer.

4 Excludes Personal Valuables and Landlord Extras claims. Discounts on products apply at the time of application, when you tell us you're a Premium Advantage customer. Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement, to see if this insurance is right for you.

* While the RP Data Property Report is being offered with permission from RP Data Pty Ltd ABN 67 087759171, Westpac accepts no responsibility for its accuracy or completeness. We recommend you seek independent advice before making a decision based on this information.

©2017 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.