Buying your next home
You could get $2,500 cashback^.
When you stay with us for your next home loan.
New owner occupied home loan with principal and interest repayments on a Premier Advantage Package#. Min loan $250K. $395 annual package fee. Apply by 31 March 2021 and settle by 30 April 2021. T&Cs, fees and exclusions apply. Apply online
Articles to get you started
Tools and resources
Next home buyer guide
Get a printable version of the Westpac Next Home Buyer Guide.
We can help make each stage of your next-home-buying journey a little simpler for you.
Make decisions with confidence
Our home finance managers can guide you through each stage, whether you need to buy before you sell, sell before you buy, align settlement with your next purchase, or simply need more information before you take the next step. Whatever your question, we're here to help.
Take your loan with you
Loan portability means you may be able to transfer your existing Westpac loan and all of its features to your new property without going through the hassle of refinancing or reapplying (conditions apply).
Bridge the gap
Need to buy your next home before selling your old one? A Westpac Bridging Loan can give you a way to access the funds you need over the short term to finance both properties, while you sell your current home (conditions apply).
What kind of home loan are you looking for?
Things you should know
^Credit criteria, fees and charges apply. Terms and conditions available at Westpac. Exclusive offer available for nominated Westpac home loan customers receiving this communication. For new purchase home loan received between 30 November 2020 to 31 March 2020 and settle by 30 April 2021. Offer current as at 30 November 2020. Offer available on the Advantage Package with Principal and Interest repayments. Offer may be varied or withdrawn at any time. $250,000 min loan per property. Only 1 cashback per property will be paid regardless of the number of customers, properties or applications involved. Excludes switches and refinances of home loans within the Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Offer not available for new Owner Occupier Interest Only loans, Investment Loans or residential lending originated under family or company trusts. Not valid for Portabilities, Bridging Loans and Equity Access Loans. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible Westpac Choice transaction account. You must either hold or be approved for an eligible Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package#. Applicants must have an eligible Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. The cashback will be paid into this account within 60 days after settlement. Before deciding to acquire a Westpac Choice transaction account, read the terms and conditions, and consider whether the product is right for you.
#Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.