Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Articles to get you started

Planning your next step

Your next home could be a much more complex purchase than your first. All the more reason to start planning early.

Selling your home

Selling your home to buy a new one comes with a range of complexities and opportunities. We can help guide you through the process.

Buying your new place

There are several ways to purchase your dream home, whether you want to buy before you sell or take your existing loan with you.

Tools and resources

Next move calculator

Estimate the amount of usable equity you have in your current property and understand your options for buying your next home.

Calculate your equity

Online property research

Use our tool to get a property overview for a whole suburb or search specific addresses to see nearby schools and public transport.

Other calculators

Our online calculators can help you get a sense of your borrowing power, plus the purchase costs and repayments on your next home.

Next home buyer guide

Get a printable version of the Westpac Next Home Buyer Guide.

Why Westpac?

We can help make each stage of your next-home-buying journey a little simpler for you.

Make decisions with confidence

Our home finance managers can guide you through each stage, whether you need to buy before you sell, sell before you buy, align settlement with your next purchase, or simply need more information before you take the next step. Whatever your question, we're here to help.

Take your loan with you

Loan portability means you may be able to transfer your existing Westpac loan and all of its features to your new property without going through the hassle of refinancing or reapplying (conditions apply).

Bridge the gap

Need to buy your next home before selling your old one? A Westpac Bridging Loan can give you a way to access the funds you need over the short term to finance both properties, while you sell your current home (conditions apply).

Helpful to know when choosing a home lender

Enjoy the confidence of knowing you’re with the RFi Investor Lender of The Year 2019.

What kind of home loan are you looking for?

Fixed-rate home loans

Lock in the interest rate for a set period on all or part of your loan amount for peace of mind.

Variable-rate home loans

Opt for a variable rate and get ahead on your mortgage with no cap on extra repayments.

Home loan packages

Package your home loan to get interest rate discounts and savings on other great products.

Things you should know

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for non-Australian resident borrowers.

^For new home loan applications received between 19 August 2019 to 29 February 2020 and settled by 30 April 2020. Exclusive offer available for nominated Westpac home loan customers receiving this communication. Offer available for existing Westpac home loan customers who take out a new Owner Occupier home loan as part of a Premier Advantage Package, with Principal and Interest repayments and $250k min loan size applies. Offer may be varied or withdrawn at any time. Only 1 cashback per home loan will be paid regardless of the number of customers involved. Excludes switches and refinances of home loans within the Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Offer not available for new Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Not valid for portabilities.