Buying your next home
Wow, I get $2,500 to help with my next move?
Apply for a new Westpac home loan on a Premier Advantage Package.^
Min. loan $250k. $395 annual package fee. Apply by 20 February 2020, settle by 30 April 2020. Request a callback
Articles to get you started
Planning your next step
Your next home could be a much more complex purchase than your first. All the more reason to start planning early.
Selling your home
Selling your home to buy a new one comes with a range of complexities and opportunities. We can help guide you through the process.
Buying your new place
There are several ways to purchase your dream home, whether you want to buy before you sell or take your existing loan with you.
Tools and resources
Next move calculator
Estimate the amount of usable equity you have in your current property and understand your options for buying your next home.
Next home buyer guide
Get a printable version of the Westpac Next Home Buyer Guide.
Why Westpac?
We can help make each stage of your next-home-buying journey a little simpler for you.
Make decisions with confidence
Our home finance managers can guide you through each stage, whether you need to buy before you sell, sell before you buy, align settlement with your next purchase, or simply need more information before you take the next step. Whatever your question, we're here to help.
Take your loan with you
Loan portability means you may be able to transfer your existing Westpac loan and all of its features to your new property without going through the hassle of refinancing or reapplying (conditions apply).
Bridge the gap
Need to buy your next home before selling your old one? A Westpac Bridging Loan can give you a way to access the funds you need over the short term to finance both properties, while you sell your current home (conditions apply).
Helpful to know when choosing a home lender
Enjoy the confidence of knowing you’re with the RFi Investor Lender of The Year 2019.
What kind of home loan are you looking for?
Things you should know
Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for non-Australian resident borrowers.
^For new home loan applications received between 19 August 2020 to 29 February 2020 and settled by 30 April 2020. Exclusive offer available for nominated Westpac home loan customers receiving this communication. Offer available for existing Westpac home loan customers who take out a new Owner Occupier home loan as part of a Premier Advantage Package, with Principal and Interest repayments and $250k min loan size applies. Offer may be varied or withdrawn at any time. Only 1 cashback per home loan will be paid regardless of the number of customers involved. Excludes switches and refinances of home loans within the Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Offer not available for new Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Not valid for portabilities.