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I'm selling my home

If it's time to sell and move on to your next home, we can help you, from transferring your existing loan to bridging loans and more. 

I'm updating my home loan

Paying off your loan in full? You can also remove a guarantor, close a linked term deposit or change the property held as security.

I’m moving banks

Had an offer from another bank and want to move your home loan? Talk to us about your options and we’ll guide you through the process.

Selling or just sold? $2K cashback could be yours*

Exclusive offer for existing Westpac home loan customers.

Stick with us for your next home loan and you could be rewarded with a cashback.

Must apply for a new loan by 30 September and settle by 31 December 2022, plus sell a property with an existing Westpac home loan between 1 March and 31 December 2022. Min loan $250K. Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.

All it could take is just a
15-minute chat

Avoid the hassles, paperwork and break costs that may be involved when you refinance with another bank. Give us the chance to help you stay.

Call 8am-8pm, Mon-Fri and 9am-6pm, Sat (Sydney time).

Things you should know

* $2,000 Cashback:  Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.  Exclusive offer available for existing Westpac home loan customers who take out a new Owner Occupier or Investment Property Loan when both: (i) a new home loan application is received from 30 May 2022 to 30 September 2022 and settled by 31 December 2022, and (ii) an existing Westpac home loan is sold from 1 March 2022 to 31 December 2022. The cashback will be paid into a Westpac Choice transaction account within 60 days of the settlement of the new loan or the sale of the existing Westpac home loan (whichever is later). The transaction account must be linked to the home loan at the time of settlement, and kept open for 60 days after settlement. Only one cashback will be paid regardless of the number of applications, applicants, properties or loans involved. For joint applications, only one cashback payment will be paid to the primary applicant. Before deciding to acquire a Westpac Choice transaction account, read the terms and conditions, and consider whether the product is right for you.

Offer current as of 30 May 2022 and may be varied or withdrawn at any time. $250k min loan amount. No LVR restrictions apply to this offer. Excludes refinances and switches of home loans from external providers or within the Westpac Group (which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS). Offer not available for residential lending originated under family or company trusts, Equity Access Loans, Bridging Loans, Portabilities, Westpac Private Bank customers and customers holding business products, or home loans sold from a different brand within the Westpac Group.

Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.

Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.