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What an exciting time – this is the home stretch! Your offer has been accepted or you’ve placed the winning bid.  This is the best time to make sure everything is in order – before the final payment at ‘settlement’. Here are a few things that need to be ticked-off:
 

Pre-settlement checklist:
 

Organise home insurance (either Home & Contents or Building Insurance). In some cases, you may require this for settlement.

If you’re in a rented property, inform your real estate agent of your move date. There is a minimum notice period stipulated in each rental contract.

Speak to your utility providers (gas, electricity, internet /telephone) and advise them of your move date and the new property you will be occupying.

Do a final inspection prior to settlement day. Inspect the property thoroughly to make sure nothing has changed and all fixtures and inclusions are in place as per the contract. Speak to real estate agent if you have any concerns.

Confirm the details of your settlement day. Make sure you have provided all the correct details of the final amounts and payee details on the cheques.

 

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Things you should know

Credit criteria, fees, charges, terms and conditions apply. This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.