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Making financial plans

All of life's significant moments have a financial impact. So it's important to make financial plans to cater for these life events, while also building the future that you want. The right financial plan can help you minimise the bad, make the most of the good times and protect against the unexpected.

After you've spoken to a BT Adviser, he or she will provide you with your plan in a document called a 'Statement of Advice'. It sets out your situation, goals and your adviser's financial recommendations. The Statement of Advice will vary from person to person because it has been written with your individual circumstances in mind.

Working with a financial adviser doesn't mean you hand over control. You'll always have the freedom to make decisions that you feel most comfortable with. But you can rely on your BT Advisers to offer strategies and professional advice to help you make the right decisions.

Things you should know

BT Advice Financial Services Guide

BT Advisers are representatives of Westpac Banking Corporation ABN 33 007 457 141 AFSL & Australian Credit Licence 233714 (Westpac). BT is a division of Westpac. Conditions, fees and charges may apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take into account your personal circumstances, so you should consider whether it's appropriate for you. View Westpac's Financial Services Guide (PDF 101KB). This is an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Information current as at March 2016.