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How to earn your bonus points

1. Activate your Westpac Altitude Black Mastercard®

    Simply sign in to Online Banking or call 1300 308 930.

2. Use your card for everyday spend

    Make $500 worth of eligible purchases before 25 August 2020 to receive your bonus points<.


Don't forget to update regular payments

As your card details have changed, you’ll need to update your payments. Check your statements, or Online Banking for any regular payments you’ll need to set up.

Haven’t received your new card?

If you haven't received your new card, please let us know and we can post you a new one. Simply call 1800 080 003.

Bonus points aren’t the only advantage.

The Westpac Altitude Black Mastercard comes with a range of benefits that can be helpful both now and in the future.

Cashback offers with Westpac Extras

Enjoy cashback offers which are easy to redeem online. Find them in the ‘Rewards & Offers’ tab when you’re logged in to Westpac Live. 

Learn more

Cardless, contactless transactions

Use your card anywhere you have your mobile device, safely and securely with an easy tap of your card in your mobile wallet. 

Learn more

Your points, your way

With so much range at, you can put your Altitude Points to work to pay for must-have items from leading brands. 

Learn more

Things you should know

The bonus Altitude Points offer is only valid for the intended recipient during the promotional period and is non transferrable. The Card Conditions of Use continue to apply. This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. This offer is not available in conjunction with any other offer and may be varied or withdrawn at any time, including if you apply to transfer to a different card product or rewards program during the promotional period. This offer is only available to those customers who have received and activated their Westpac Altitude Black Mastercard.

^ Bonus Altitude Points Promotion for Westpac Altitude Black Mastercard: The 1 bonus point per $1 spent on all eligible purchases offer, in addition to the ordinary rate of Altitude Points you can earn (the “Ordinary Earn Rate”), is capped at 10,000 points and is applicable between 28 May 2020 until midnight on 25 August 2020 (“the promotional period”). Any bonus points awarded under this offer will be added to your points balance within 30 days of the eligible spend. At the end of the promotional period or when you have reached the bonus points cap, whichever comes first, your account will revert to the Ordinary Earn Rate.  Eligible Purchases include purchases made on your card account but do not include payments to Australian Taxation Office, interest, fees and charges, cash or ATM cash advances, government charges, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account.

< Altitude Rewards: How you earn and redeem Altitude Points are subject to the Altitude Terms and Conditions available on our website at You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. You must have earned a minimum of 3,000 Altitude Points before you can redeem any rewards.

Westpac Extras: The Westpac Extras program is subject to the terms and conditions at Offers will also be subject to their own terms and conditions.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Westpac is the credit provider and credit licensee under National Consumer Credit Laws. © 2020 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.